You need to be able to sit down with your BF for a very important conversation. No lies, no half truths, tell him how you really feel. Get every bill and figure out how to pay all of them. Chip away at your CC debt as much as you without putting yourself in a bind.
@cashcardscore wrote:You need to be able to sit down with your BF for a very important conversation. No lies, no half truths, tell him how you really feel. Get every bill and figure out how to pay all of them. Chip away at your CC debt as much as you without putting yourself in a bind.
Unfortunately, people who aren't the least bit concerned with spending both your paychecks and then about another 76% on top of that, usually don't want to sit down and have a chat about how to pay for the mess they caused and stop doing that.
I've lived with, let's say, my "fair share" of partners over the years (mostly the years where it was illegal for me to get married, which in some ways was a blessing....thanks to all the homophobes out there who were trying to oppress me I didn't marry any of the ones that were trying to spend me into the ground and having a court ordering me to pay for even more of their bull...crap), and not a single person is usually willing to change their bad behavior to make things work.
If they max out their credit cards and don't pay any of the bills, that's what they do. If they fling their dirty socks across the room for you to pick up and refuse to eat anything that's not out of a Chef Boyardee can, that's what you get if you stay with them. Just as much as you could ever want. 
As bad as some of mine have been, they don't hold a candle to my mother. She married three times and the second and third one blew through all their money, got loans she didn't know about from loan sharks, spent all that too, and answered the question "How do two people spend through an annual salary of $198,000 in rural Indiana in 2014 and still get their heat and water shut off routinely despite owning nothing?"
Sure, one of mine shoved me into bankruptcy, and that hurt for about ten minutes, but my mom always has bad credit and deals with loan sharks, and she can't hang onto a dollar. Some people like living in the mud and rolling around with the pigs.