DW annoyed by my credit talk.

[wilde6]

No upgrade yet I haven't had the card a full month yet. I will ask to pc once I hit the year mark.

[sccredit]

Something to remember - your wife is raising 4 kids every day as well.  When she is at the grovery store with 4 kids that are fighting I would think which card to use is likely the least of her concerns.  You need to be more understanding of what she has going on in life - there really is more to life than credit card rewards.  I've been in your shoes and, frankly, it just doesn't matter as much to others.  

[sarge12]

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@SouthJamaica wrote:

Every single person I know, my spouse included, is far less interested in credit stuff than I am.

So I come here

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@SouthJamaica....We here who spend so much time on these forums...are the ones who are abnormal. Most of the world could not tell you a single one of their credit scores if their life depended on it. To be honest, I suspect many of us are OCD about credit. If my refrigerator goes out like it did a few months back, I'm like...eh stuff happens. If by some horrifying accident, I wound up with a late payment or even had to pay interest on a credit card, I would lose sleep over that....yeah, OCD I think.

[SouthJamaica]

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@sarge12 wrote:

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@SouthJamaica wrote:

Every single person I know, my spouse included, is far less interested in credit stuff than I am.

So I come here

---

@SouthJamaica....We here who spend so much time on these forums...are the ones who are abnormal. Most of the world could not tell you a single one of their credit scores if their life depended on it. To be honest, I suspect many of us are OCD about credit. If my refrigerator goes out like it did a few months back, I'm like...eh stuff happens. If by some horrifying accident, I wound up with a late payment or even had to pay interest on a credit card, I would lose sleep over that....yeah, OCD I think.

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Yeah I started to think that when I noticed that everyone  in the world is less interested in it than we are.

[Anonymous]

I'm the same way with talking about credit constantly when it's on my mind and it frustrates people to no end, especially if they don't understand it. I say if you dont have any active bonuses (like a 3 month bonus if you spend x dollars or 5% or higher cash back or something like that ) then probably just cool it. At the end of the day an occasional missed 3% on groceries feels delflating but it it's still a benefit when it occurs; they don't have to happen.

[Thomas_Thumb]

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@SouthJamaica wrote:

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@sarge12 wrote:

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@SouthJamaica wrote:

Every single person I know, my spouse included, is far less interested in credit stuff than I am.

So I come here

---

@SouthJamaica....We here who spend so much time on these forums...are the ones who are abnormal. Most of the world could not tell you a single one of their credit scores if their life depended on it. To be honest, I suspect many of us are OCD about credit. If my refrigerator goes out like it did a few months back, I'm like...eh stuff happens. If by some horrifying accident, I wound up with a late payment or even had to pay interest on a credit card, I would lose sleep over that....yeah, OCD I think.

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Yeah I started to think that when I noticed that everyone  in the world is less interested in it than we are.

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Some people are obsessive about the stock market, others hunting or fishing, a few gardening and fewer still just want too collect baseball cards. Then there are the true outliers that obsess about credit cards or credit scores.

My DW wants nothing to do with credit score discussions - "a total waste of time". We don't discuss the topic. I did get her to check her score through Wells Fargo once, it was 850.

Her hobby is maintaining the 8 bird feeders and bird bath so we can keep the deer, rabbits and squirrels happy along with the occassional bird or two. I don't have much interest in discussing bird food but, we do get some cool birds.

[Anonymous]

First, think about the way you talk about it and try to get her involved. You need her buy in not just do what what you say. Spend some time setting down and explaning in a way that she understand (people see things different so go slow and ask questions). She might not really understand what your talking about or get how important it is to you. Maybe give her the 'Rewards' to put to something she wants to do as a goal. Your talking about 1% here or 1.5% what is that on the year? Second you need to ask yourself and her if she cares. That is a hard thing to ask and if the answer is no then think about moving on. If she is all about you doing the money thing and she just spends it however it is what it is. 

[jdbkiang]

Most people are able to see the simple math behind 2% is better than 1%. But she needs to be able to see why it matters a lot to you. And once she starts to see (and experience) the benefits, I’m sure she’ll start to buy in. Proposing the discussion as a way for her to “help” you and the finances could also be an encouraging way to help.

[Anonymous]

Maybe you are using a wrong kind of persuasion? If you told your wife how exactly she personally can benefit from it, maybe she would agree. I don't quite understand why she is refusing to hear you out, though. It seems like you are trying to do what's good for the family...

[Anonymous]

When you live with your parents and don't pay any rent it means that you have to play by their rules. Until you've fixed your financial situation, you will have to stay in this position. So, disclosing the amount you make at work should not be such a big problem, I guess.