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I recently was on a date and they said they didn't have any credit cards. I immediately lost interest! I was curious as to why, but I didn't want to ask. Has this happened to you? Would you have felt the same way?
@myscorerocks wrote:I recently was on a date and they said they didn't have any credit cards. I immediately lost interest! I was curious as to why, but I didn't want to ask. Has this happened to you? Would you have felt the same way?
"Lost interest" would depend on if the date were male or female
@myscorerocks wrote:I recently was on a date and they said they didn't have any credit cards. I immediately lost interest! I was curious as to why, but I didn't want to ask. Has this happened to you? Would you have felt the same way?
That sucks.
That wouldn't be a dealbreaker to me unless their reasoning was understandble. If the reasoning were something ridiculous, I will just point to the door. But that's just me.
We're there now? A date who does not use credit cards is disqualified?
When I met my spouse I didn't have credit cards. The conversation came up at work . I bought a new car. Co-worker(s) wanted to know who financed the purchased. I said I paid cash. The scuttlebutt turned that spouse [we were friends, not dating then] gifed me with a luxury car.
The topic came up as a result of the rumor. He advised me that it's important to establish credit. We both knew the rumor mongers were nuts and had a good laugh. I did apply for a MasterCard called Master Charge then. Had to jump to many hoops to be approved. Anything they asked for I produced. Still denied and co-maker required. My dad co-signed. Denied. Dad was PO'd at that point. His pride was engaged.
We went to the bank that issues the card. This was the good old days when a bank could make and hand the plastic to you in one vist. My dad spoke to the branch manager who tried to assuage him. Dad acted as if all was well. Manager asked if there was anything else he could do. My dad asked for sissors. He cut his card it two and handed to the manager. Manager was flustered. Dad said he didn't want them losing sleep as he was obviously considered a bum risk. Manager excused himself. He returned with two cards. One card for my dad. One card for me. Different accounts.
Six months later I applied for another bank card. When I received the card I closed the original. That account is still open and active. The bank that declined with my dad as a co-signer is long gone. The other is thriving.
Might be a bad sign, but most people with credit cards are carrying debt with a stupid interest rate
If you're 45 and don't have a credit card... well, I can't date you. Can't rent a car or buy a house. Huge dealbreaker!
It really come down to one question, provided the OP is male. Is she hot?
@myscorerocks wrote:I recently was on a date and they said they didn't have any credit cards. I immediately lost interest! I was curious as to why, but I didn't want to ask. Has this happened to you? Would you have felt the same way?
Statistically speaking, s/he's more likely to be financially responsible than the average credit card user who carries a balance. We on the forums are a rare breed looking to maximize rewards and avoid interest.
My ex didn't have any cards yet at the time we broke up. Her reason to not get one was because her parents got in trouble with them. A young lady I'm talking with nowadays doesn't have any, but it's because she doesn't yet have enough income to apply. We've talked about financial responsibility in general though and we're in-line with each other.