@FireMedic1 wrote:Hi. My name is FM1. You are? Nice to meet you. Your very attractive. Single? Why yes. Would you like to go have lunch one day on the beach? Sure! Noon at Joes Crab Shack? Sounds great! Bring your MyFICO 3B report. 750's your in. 500's. Had a great date. Nice company. Had fun. Next.
😂😂😂
@FireMedic1 wrote:Hi. My name is FM1. You are? Nice to meet you. Your very attractive. Single? Why yes. Would you like to go have lunch one day on the beach? Sure! Noon at Joes Crab Shack? Sounds great! Bring your MyFICO 3B report. 750's your in. 500's. Had a great date. Nice company. Had fun. Next.
I've been dating a gal for about 3 months now... she has made it very obvious that she is into me... texts... calls... etc... etc... she's attractive with a great personality... I'm 48... she's 47. She actually let it slip the other day that she recently paid off her bankruptcy.. I'm like "oh yeah? When?" She told me Nov 2022... and I'm like "mine was March 2022."
We ended up somewhat discussing our incomes and stuff... I recently filed my taxes for $99k... she showed me her HR Block report and it said she filed for $87k... I said to myself "well, at least I know if I end up hooking up with her long term that we will be able to live a comfortable lifestyle." 
I already knew she didn't work a McJob but figured she'd be a bit lower... but nope. At any rate I'll return to this thread in a year and let people know what happened...
@TheRedHat wrote:Can't really have fun with someone who is constantly living paycheck to paycheck and has a lot of debt to pay. It's not so much how much they make than how they manage their finances. I want to enjoy my life and do fun things. That usually costs money. I never liked the idea of "vacationing on a budget." So even though money is okay for me at the moment, I'm not dating anyone until I finish paying off all my debts. It is so much better that way.
Hi @TheRedHat!
I would say it depends on the debt. I think it is very different to have $100,000 in CC debt versus $100,000 in student loans. My boyfriend and I have spoken about our finances -- we are both in student loan debt, but that would not stop neither of us from pursuing each other. If he had an exorbitant amount of CC or personal loan debt, that would probably make me think twice.
Utilization: 1-4%; Inquiries: 15
Maybe you can help her with her credit rebuild!
@Citylights18 wrote:
@Brian_Earl_Spilner wrote:
@Citylights18 wrote:Article on Yahoo talking about how personal loans are a big detail in dating.
https://www.yahoo.com/lifestyle/comes-dating-earning-less-30-091144167.html
I guess I'm not seeing how someone having a personal loan is a big turnoff. Personal loans are usually for very productive reasons.
Most people take out personal loans for frivolous things. At least, just about everyone I've ever known. Project cars, ATVs, extravagant vacations. Some took them out to pay down debt, then ran up the cards again. HELOCs weren't much better. Started with good intentions, then they got a new trailer with some sea-doos plus what's a renovation without an 80" tv and full surround sound. The kitchen can wait.
I'm sure there are people doing that in some places. Around where I am its put an addition on to add value. But what it ends up being is put an addition on to add property taxes. When I tell people a 2 million dollar house is $2,000 dollars of property taxes a month they look at me as if they are stunned. They never thought of it that way.
Even that is a gamble. The cost of an addition does not always had the same amount of value to a property.
@FireMedic1 wrote:Hi. My name is FM1. You are? Nice to meet you. Your very attractive. Single? Why yes. Would you like to go have lunch one day on the beach? Sure! Noon at Joes Crab Shack? Sounds great! Bring your MyFICO 3B report. 750's your in. 500's. Had a great date. Nice company. Had fun. Next.
What if they 749 could they squeeze in? 
@TRC_WA wrote:I've been dating a gal for about 3 months now... she has made it very obvious that she is into me... texts... calls... etc... etc... she's attractive with a great personality... I'm 48... she's 47. She actually let it slip the other day that she recently paid off her bankruptcy.. I'm like "oh yeah? When?" She told me Nov 2022... and I'm like "mine was March 2022."
We ended up somewhat discussing our incomes and stuff... I recently filed my taxes for $99k... she showed me her HR Block report and it said she filed for $87k... I said to myself "well, at least I know if I end up hooking up with her long term that we will be able to live a comfortable lifestyle."
I already knew she didn't work a McJob but figured she'd be a bit lower... but nope. At any rate I'll return to this thread in a year and let people know what happened...
Well this post didn't age well.
In the year since I've went back with my long time on/off again girlfriend... and landed a job with a company in the Fortune 500 top 5... doubling my income.