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GF is AU on Freedom

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FrugalRican
Blogger

Re: GF is AU on Freedom

I heard everytime an angel gains its wings, he applies for a new card.

Follow my financial journey: http://www.frugalrican.com


EQ FICO (01/16/2012): 656 - EQ FICO (02/16/2012): 743 - EQ (02/24/2012): 760 - EX (04/28/2012): 739 - GOAL 2013: 800+

AMEX BCE (0/10K) --- BOA 1-2-3 (0/15.9K) --- Discover More (0/6K) --- Chase Freedom Visa (0/1.4K) -- Hyatt Visa Sign. (0/5.8K) -- Barclay's NFL Card (0/7.5K) -- Chase Sapphire Preferred (0/5K)

Message 21 of 33
marty56
Super Contributor

Re: GF is AU on Freedom


@FrugalRican wrote:

I heard everytime an angel gains its wings, he applies for a new card.


Does that mean a new fallen angel gets a BofA card?

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 22 of 33
webhopper
Moderator Emeritus

Re: GF is AU on Freedom

He apped for green card. Lol you were right drkaje

For the record my husband asks before he spends more than 50 bucks on something. He wants to buy a new gun so bad but I'm making him wait until I get the refi done on my duplex. He is an au on all my cards and he carries only zync with him. He also carries his debit card and his nfcu mastercard.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 23 of 33
drkaje
Senior Contributor

Re: GF is AU on Freedom

@wh,

 

At least some things don't change. Smiley Happy

 

Hope he had success!! File seemed pretty thin to float an Amex application.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 24 of 33
Repo-ed
Senior Contributor

Re: GF is AU on Freedom

He did just post that he app'd the amex green w/ all 3 CRs frozen, and wanting to know what the 7-10 day notice means.

5/2012: 560 credit scores across the board
12/2014: 750+
3/2017: 780+
11/2019: 833
2/2023: Experian via Chase United Explorer CC pull - 891
Message 25 of 33
marty56
Super Contributor

Re: GF is AU on Freedom


@webhopper wrote:
For the record my husband asks before he spends more than 50 bucks on something.

That much, lucky guy.Smiley Sad


 

1/25/2021: FICO 850 EQ 848 TU 847 EX
Message 26 of 33
drkaje
Senior Contributor

Re: GF is AU on Freedom


@Repo-ed wrote:

He did just post that he app'd the amex green w/ all 3 CRs frozen, and wanting to know what the 7-10 day notice means.


Freezing reports doesn't make sense to me.

 

IIRC, 7-10 day message usually means no. No idea why someone with frozen reports would apply, though. It's not like Amex would do a SP approval.


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 27 of 33
webhopper
Moderator Emeritus

Re: GF is AU on Freedom


@marty56 wrote:

@webhopper wrote:
For the record my husband asks before he spends more than 50 bucks on something.

That much, lucky guy.Smiley Sad


 


Lol he is totally on board with my goals. He sees a lot of value in letting me set the budget and hes the first one to remind me of.our goals when I mention spending money on something that can wait. It goes both ways... I check with him before spending more than 50 bucks on something. Hes actually pretty funny when he jokes about not being able to spend his paycheck but I know hes just joking because he likes knowing everything is being paid and he likes staying up to date on our balances and the status of when we will be able to meet our goals. We recently used the credit cards to pay for part of our wedding and some expenses during our cruise (shore.excursions) we both have been focused on getting those balances taken care of before we make another big purchase. The marriage and cruise was in June and we will be at 0 balance by the end of July. We also paid for a 4k septic system repair using the credit card in April.
FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 28 of 33
drkaje
Senior Contributor

Re: GF is AU on Freedom

@ wh,

 

It's awesome you two are on the same page!!

 

I'm ACM on DGF's Amex Delta but it doesn't report to EQ. I'd love having the $4K limit report but Amex hasn't gotten anything done since I called them to complain in April. Their credit reporting department doesn't have a customer service feel. I always hang up wondering what vitally important thing the call interrupted, LOL!


Starting Score: 675
Current Score: EX 753 FICO, EQ 737FICO, TU 738
Goal Score: 776 FICO


Take the FICO Fitness Challenge
Message 29 of 33
aussiesareforever
Established Contributor

Re: GF is AU on Freedom

This thread was hilarious. I want to find out what happened...lol


BK in January 2008---Barclay's Apple Financing Card ($10,000) --- Capital One Quicksilver ($13,000)--- Platinum Delta Skymiles ($35,000) --- GEMB CareCredit ($10,000) --- AUFCU ($10000)---Discover IT ($33,000)

Experian 835 Transunion 828-- August 2018
Message 30 of 33
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