@PandaGirl77You can't fix this situation. With both of you being middle aged you understand the basics of money; If you have a monthly income of 4k and max out 10k worth of credit cards you are going to be in the hole. He should have understood that credit cards are a tool to improve financial well-being not free money. He's reluctant to accept your help and will not break his bad habits. At a minimum get him to join this forum so he can learn himself.
Started EXP: 535 Feb 21 Current EXP: 676 - EQ: 700 - TU: 685 Quicksilver C1: $1,950 CL Quicksilver One C1: $1,250 CL Savor One C1: $1,000 CL Walmart Rewards C1: $750 CL Secured N Rewards NF: $1,000 CL Checking Line of Credit NF: $1,000 CL Discover It: $4,000 CL Cash Rewards NFCU: $6,100 CL Shane Co. TD Bank : $2,500 Total CL: $19,554