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To be honest, if he's making 200k a year and in the 500s he's doing something horribly wrong. I would not trust him until he shows over time that he can handle credit responsibly.
@Chache wrote:
Was wondering if it would hurt or help to put family member on joint loan or if you can do a joint credit card
My score is 680 i make 65,000 yearly
Brother score is 550’s makes 200,000 yearly
Would doing a joint loan help his credit wpuld jos score hurt mine doing a joint loan or would both together help for a loan or credit card
No NO No NO No NO No NO
Nooooooooooooooooooooo
Do not do this. Take this idea, lock it in a box, throw it in the ocean and never think of this again. Ever.
At 200k per year, I would say that your brother has the resources to repair his own credit. I would not open any joint accounts.