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Neighbor I Barely Know Asked For $5k Loan! What?????

Community Leader
Super Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????


Appleman wrote:

For the sake and sanity of the OP, I for one am not hoping for another chapter in the story! A simple 'he moved' THE END would be best.


Hahahaha.. Was checking to see if there is any update lol.  But I agree.  That neighbor is surely cray cray...

Message 91 of 118
Regular Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????

WOW! is all I can say!!! The nerve of that lunatic! I can't stand to ask my parents for money or anyone for that matter....even 25 cents.... I just don't like borrowing money! I'm having a hard time fathomin this story.

Got rid of Capital One QS1 card out of my wallet on Christmas.. woohoo!!!


Citi Diamond limit 7300 (received May 2016)
Lowe's limit 17000 (received Feb 2015)
Chase 3000(received June 2017)
Bank of America 9500(received July 2017)
Simmons First 8000(received Sept 2017)
Capital One Quicksilver 2750(received orginal QS1 in Aug 2014 and Platinum in June 2017, converted Dec 2017)
Amex 500, Discover 2000
Citi Double Cash 1500 (AU)
Capital one Quicksilver 1100 (AU)

Wells Fargo 2500 (AU)
Discover 1000 (AU), Amex 2000 (AU) As of 12/17 BofA says FICO TU 689....
Capital One credit wise VS TU 12/19/17 says 631
Chase VS TU 631 as of 12/19/17, as of January 643
Citi Equifax 648 as 11/21/17, as of December 662
Lowe's TU 684 as of 12/07/17, January 689
Experian 703 as of 12/13/17

Discover free credit scorecard Experian 706 as of 12/17/17...... Transunion shows I have 2 inquiries.
Equifax 6
Experian 4



Chase, Capital One, and BofA falling off June 2019
Simmons falls off Sept 2019

JANUARY 13 CREDIT CHECK TOTAL ... EXPERIAN 684...TRANSUNION 690... EQUIFAX 669

In NOVEMBER EXPERIAN 687, TRANSUNION 685, EQUIFAX 652



No collections or charge offs leins of any kind.... I only have a 120d late from October/November 2011........

I have 1 mortgage at est. about 68k.
I have 1 car note est. about 12k.

More info to come asap.....



I hope to get on the penfed train by late next year.


Plan to be In the garden till December 2019.


I will try later to figure out how to get my spreadsheet uploaded as a pic on here so this is not so jumbled.....
Message 92 of 118
Regular Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????


Tryin2betterscore2 wrote:
WOW! is all I can say!!! The nerve of that lunatic! I can't stand to ask my parents for money or anyone for that matter....even 25 cents.... I just don't like borrowing money! I'm having a hard time fathomin this story.

Lol. I know, it sounds fantastical. But you just can't make this s@#t up! Still, no more cars parked in front on this early Sunday morning, and no outdoor activity or obvious indoor lights on in the front rooms of the house at night. Last week I thought I DIDN'T see his trash and recycle bins in the alley for the regular pickup along with the rest of ours. But I may have miscounted the houses. I'll try to check again this week.

15 Months into gardening for 2 years until January 2019 when the last HP drops and BK7 is 5 yrs post.
Message 93 of 118
Community Leader
Super Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????


LadyAng wrote:

Tryin2betterscore2 wrote:
WOW! is all I can say!!! The nerve of that lunatic! I can't stand to ask my parents for money or anyone for that matter....even 25 cents.... I just don't like borrowing money! I'm having a hard time fathomin this story.

Lol. I know, it sounds fantastical. But you just can't make this s@#t up! Still, no more cars parked in front on this early Sunday morning, and no outdoor activity or obvious indoor lights on in the front rooms of the house at night. Last week I thought I DIDN'T see his trash and recycle bins in the alley for the regular pickup along with the rest of ours. But I may have miscounted the houses. I'll try to check again this week.


Hopefully they are out and for good!. 

Message 94 of 118
Established Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????

OMG!

Gardening 2020-2021
Total CL 113k+ UTIL 0.01% Uber Visa, DoubleCash, Quicksilver, Discover IT, Freedom Ulimited, Blue Cash, Premier Rewards GOLD
Message 95 of 118
Highlighted
Regular Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????

Yeah You are right!! You CAN'T make that **bleep** up! Lol.... I do, however, love reading about your odd experience (you drew me in with your amazing humor )... I do wish you the best and hope he is a gonner for good. I hate it when I get harassed even at work... I have to go as far as YELLING at this one guy in particular to leave my work area.

I would advise you get a post office box just to protect your mail while you are working😉

And if you can maybe get a guard dog to go outside with you and such.

Got rid of Capital One QS1 card out of my wallet on Christmas.. woohoo!!!


Citi Diamond limit 7300 (received May 2016)
Lowe's limit 17000 (received Feb 2015)
Chase 3000(received June 2017)
Bank of America 9500(received July 2017)
Simmons First 8000(received Sept 2017)
Capital One Quicksilver 2750(received orginal QS1 in Aug 2014 and Platinum in June 2017, converted Dec 2017)
Amex 500, Discover 2000
Citi Double Cash 1500 (AU)
Capital one Quicksilver 1100 (AU)

Wells Fargo 2500 (AU)
Discover 1000 (AU), Amex 2000 (AU) As of 12/17 BofA says FICO TU 689....
Capital One credit wise VS TU 12/19/17 says 631
Chase VS TU 631 as of 12/19/17, as of January 643
Citi Equifax 648 as 11/21/17, as of December 662
Lowe's TU 684 as of 12/07/17, January 689
Experian 703 as of 12/13/17

Discover free credit scorecard Experian 706 as of 12/17/17...... Transunion shows I have 2 inquiries.
Equifax 6
Experian 4



Chase, Capital One, and BofA falling off June 2019
Simmons falls off Sept 2019

JANUARY 13 CREDIT CHECK TOTAL ... EXPERIAN 684...TRANSUNION 690... EQUIFAX 669

In NOVEMBER EXPERIAN 687, TRANSUNION 685, EQUIFAX 652



No collections or charge offs leins of any kind.... I only have a 120d late from October/November 2011........

I have 1 mortgage at est. about 68k.
I have 1 car note est. about 12k.

More info to come asap.....



I hope to get on the penfed train by late next year.


Plan to be In the garden till December 2019.


I will try later to figure out how to get my spreadsheet uploaded as a pic on here so this is not so jumbled.....
Message 96 of 118
Regular Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????

I firmly believe that alot of people like Crazy Horse like in a place called Crazy World.

 

Well, we call it crazy world, but they see it as reality and they RARELY ever change their views.

 

Against my better judgement, I lent a co-worker some $$$ with the promise of paying it back within the next payday. The only reason I did it was because we were all due a hefty bonus. But little did I know that his bonus was "already spent" while being two steps behind on 2 different payday loans. After 6 months and some extreme measures, I ended up getting my $$$ back. Everyone said i was lucky that I did.

 

NEVER AGAIN. My money is now "always tied up".

 

Any updates on Crazy Horse?

   EQ=823       TU=816       EX=807    INQ=1/4/4   UTIL~1%    AAoA=4yr      AZEO         2.5% VA
Message 97 of 118
Established Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????

I'm wondering why he wanted to speak to you and not your husband? He's a con artist for sure. I would go to the local police and let them know your concerns. He's pushy like my younger brother was who we found out later he was a heroin addict. He was dead soon after. So sad.

Message 98 of 118
Regular Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????


ImaPirate wrote:

I'm wondering why he wanted to speak to you and not your husband? He's a con artist for sure. I would go to the local police and let them know your concerns. He's pushy like my younger brother was who we found out later he was a heroin addict. He was dead soon after. So sad.


I'm so sorry to hear about your brother. Sometimes, we just can't help them, try as we might. 

 

As to the neighbor, I did, in fact, call the police when Crazy Horse followed up with another phone call and voice message. I've not seen nor heard from CH since the astonishing wedding invitation (sent from his mother, whom I've never met nor heard of by the way, so he'd obviously padded my name on the guest list - Eeow).

 

The house seems occupied, but on a very low key level, if that makes sense. No one goes out in broad daylight to get the mail, take a walk, pick up leaves, etc. I still notice the trash and receptacle bins appearing/disappearing in the alley on schedule.The last of his 3 daughters moved out after the wedding, don't know what happened to the wife. No one visits them, including the daughters, etc.

 

For the most part, he's receded into the back of my mind, except when I drive past that house, or around now, which is nearly exactly 1 year since he first accosted me. Hope that's the end of him until he ups sticks for greener pastures.

15 Months into gardening for 2 years until January 2019 when the last HP drops and BK7 is 5 yrs post.
Message 99 of 118
Senior Contributor

Re: Neighbor I Barely Know Asked For $5k Loan! What?????

I heard that the Bank of LadyAng only allows apps once a year so I have my 1 year alert coming soon to hit you up again! I'm well under 5/24!

Message 100 of 118