cancel
Showing results for 
Search instead for 
Did you mean: 

mom added me as a cosigner without permission?!

tag
7nick1
New Member

mom added me as a cosigner without permission?!

So I checked my credit score last year and it was 660, checked it again this year and it raised by 2 meesly points. Looked further into my fico report and I saw a mysterious wells fargo account that I owed $2400 in! I ended up finding out that my mom opened a credit card with me as a cosigner without my consent! I contacted wells fargo and they took me off the account "effective immediately". So I have one question: would this "fix" my credit score to what its supposed to be overnight?

Message 1 of 2
1 REPLY 1
webhopper
Moderator Emeritus

Re: mom added me as a cosigner without permission?!

What you may want to do is ask Wells Fargo how long it will take for them to request that the tradeline be removed from reporting on your credit report... If it goes on longer than 15 days, then file a direct dispute with each Credit Bureau reporting the information as "Not Mine"

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 2 of 2
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.