So it is so easy to just give up on someone these days. It can take a person 7 to 10 years to get out out bad credit so it may be a long term gig to help someone. So many people gave up on me back in my credit dark days and I had to go it alone and maybe sometimes poeple need to hit rock bottom so they can crawl back up but giving up someone. Not on my watch.
have tons of experience with this both personally and friends, past abuse with chemicals, etc.......the first response was totally 100% correct....you cannot help someone who wont help themselves....doesnt matter if its money, credit, drugs, relationship, etc..