I think the flag design is for Vets.
So I went to test one of the Flag versions... and i hit apply...
NRA
Interesting. I think FNBO decided to get out of it's NRA card agreement and the accounts were sold to PenFed instead. I didn't know they are opening new ones. The NRA has big financial problems and it's probably not going to last much longer.
Back to the topic, please
(In other words, NRA isn't it).
There was an active discussion a while back in which PenFed took over the NRA portfolio, so based on the selected product @MyDataMyChoice, it appears the "Flag" version is the other option next to the Veterans one.
Granted the NRA isn't the actual topic, but it's clear that the OP found the card selection to be such affinity is still active with PenFed (per the screenshot). As long as the topic doesn't delve into the 5 Things We Don't Talk About, it's perfectly ok to discuss where the product became available.
I have the PCR "flag" version. I got it in the summer 19 under vet status.
No special perks except the wow factor of "Old Glory"!
No difference that I can see.
I have two with the flag and one without. I had the NRA card through FNBO. That became a PenFed Gold Visa card with the flag. I applied over the phone for the Platinum Rewards and NRA was never brought up and I got the regular design. I applied online for the Power Cash Rewards and checked the NRA box in the drop-down menu and it came with the flag design.
When I originally joined Penfed, I also applied for the PCR card. While going through the application it gave the option for different designs for the card. I wanted that stars and stripes design. I noticed this time thay option was missing, did they discontinue the design options?
@sugarcreek67 wrote:When I originally joined Penfed, I also applied for the PCR card. While going through the application it gave the option for different designs for the card. I wanted that stars and stripes design. I noticed this time thay option was missing, did they discontinue the design options?
Please see this thread: https://ficoforums.myfico.com/t5/Credit-Cards/Any-difference-in-penfed-credit-cards-vs-flag-cards/td...
or go directly to: https://www.penfed.org/credit-cards/flag
Otherwise, I am sure you could call and have an existing card design changed to the flag. They kind of hid the design in that special url for some reason a while back.