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I am just curious to see how many people prefer a $0 deductible for auto insurance (Higher cost overall) or a $500 deductible?
I personally have $0 comp and $500 collision. My thinking is that I would hate to pay for something that I have no control over (comp damage), and if I'm ever the cause of an accident, I'll just have to bit the bullet. That's what savings is for.
I go with $1,000.
If it weren't leased, I wouldn't even bother and just have liability.
@mlanca83 wrote:
If you want to save have liability limits of 100/300 for 6 months and rates are much better after that. Even if you have the minimum and increase to 25/50 liability it will help make you seem less risky to carriers. Hope this info helps someone.
Never knew that! So, have 100/300 for 6 months, and then lower it to the 25/50 for maximum price efficiency?