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Being Judged for your CC at high end stores

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Valued Contributor

Re: Being Judged for your CC at high end stores


@JNA1 wrote:
My wife used her Credit One card at the store one day and cashier said “Ooooh, that’s a Platinum Black Card!” 😂 Yeah, um, no...

Platinum Plus Visa

 

Well, "technically" ... I guess it was ...

a Platinum card and it was black ... 

 

https://external-content.duckduckgo.com/iu/?u=https%3A%2F%2Fhotemoji.com%2Fimages%2Femoji%2Fd%2Foywj3p4cpcpd.png&f=1&nofb=1



Updated 10/08/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $538K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 3/6 months; 8/12 months; 12/24 months (as of 10/15/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 51 of 87
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Valued Contributor

Re: Being Judged for your CC at high end stores


@K-in-Boston wrote:

So I'm seriously expected to believe that I'm the only one that does this?

 

amex_masking_tape.png


Well, yes of course I do K.

But seriously ... masking tape? 

I use something a little more tasteful when I do it. Smiley Tongue



Updated 10/08/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $538K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 3/6 months; 8/12 months; 12/24 months (as of 10/15/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 52 of 87
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Valued Contributor

Re: Being Judged for your CC at high end stores


@kerplunk wrote:
Warren Buffet uses the American Express Green Card and drives an old station wagon, last I recall.
People who show off are trying to look rich. People who are rich don’t care.

True 'dat.

Truly rich people don't care what you think.

And some high-end shops actually train their people NOT to prejudge based on appearances.

I disrespect anyone who goes out of their way trying to impress me with their credit card, their clothes, their car or their house.  

 



Updated 10/08/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $538K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 3/6 months; 8/12 months; 12/24 months (as of 10/15/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 53 of 87
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Valued Contributor

Re: Being Judged for your CC at high end stores


@baker_miller wrote:
Used to work somewhere $1k+ purchases were the norm. The only customer that I ever judged was a man who kept telling us how important he was and how much more valuable his time was than ours. He then whipped out a black Luxury Card that proceeded to get declined. I’ve never had to try so hard to keep from laughing.

Lmao ... too funny!!!  Smiley LOL



Updated 10/08/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $538K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 3/6 months; 8/12 months; 12/24 months (as of 10/15/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 54 of 87
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Valued Contributor

Re: Being Judged for your CC at high end stores


@tparks5961 wrote:

I've been going to a quiznos for the past at least 5 years..  The owner of the store also works the cash register.  When I paid with my Amex platinum card, ... He asked me what I did for a living.


Actually that's kind of funny and sad at the same time, knowing what I know about credit cards.  There still is a part of the population that has a very twisted idea of what it takes to get some of these cards. 



Updated 10/08/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $538K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 3/6 months; 8/12 months; 12/24 months (as of 10/15/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 55 of 87
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Valued Contributor

Re: Being Judged for your CC at high end stores


@Aim_High wrote:

@JNA1 wrote:
My wife used her Credit One card at the store one day and cashier said “Ooooh, that’s a Platinum Black Card!” 😂 Yeah, um, no...

Platinum Plus Visa

 

Well, "technically" ... I guess it was ...

a Platinum card and it was black ... 

 

https://external-content.duckduckgo.com/iu/?u=https%3A%2F%2Fhotemoji.com%2Fimages%2Femoji%2Fd%2Foywj3p4cpcpd.png&f=1&nofb=1


Paint over the Credit One logo on the card with black paint, and believe me, you'll impress!

Scores, HPs/24 mos. (updated 11/20/20):
    Experian FICO Score 8 = 828, 1/24
    Experian FICO Score 9 = 813, 1/24
   TransUnion = 815, 1/24
    Equifax = 818, 0/24

Total 2019 rewards, incl. offers/deals = $1,709.07
Avg. rewards rate, incl. offers/deals = 3.92%

Total CL: $247,000

Cards (hover over for CL | interest rate | Date Opened):
Message 56 of 87
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Valued Contributor

Re: Being Judged for your CC at high end stores

I've had more comments on my debit card than any credit cards LOL... It has a photo of mountains with a white water river coming down. It's also from a tiny CU that most have never seen outside of the town it has two branches in.

 

Otherwise, I don't think many have paid much attention besides a Chinese joint in San Mateo getting pissy because I handed them an Amex instead of Visa/MC... 

Amex PRG (NPSL), Amex Blue Cash ($24K), Amex Simply Cash+ ($4K), Amex Business Cash ($22.5K), Discover ($22.7K), Cap 1 Union Plus MC ($2500), Chase FU Visa Sig ($12K), Chase F Visa Sig ($8.3K), Chase CSP Visa Sig($6.5K), FCB/Elan Rewards Visa Sig($15K), Buckle ($1.3K), BofA AAA Rewards ($84.5K), Paypal credit ($10K), BBVA Clearpoints ($7.5K), Cap 1 Savor ($13K), PenFed PCR ($3500), Bank of the West CB MC ($3K)
Message 57 of 87
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Regular Contributor

Re: Being Judged for your CC at high end stores

A few years ago I saw a video from his guy who showed you how to change a regular Amex into the black version. All he used was a laser printer and sticky photo quality paper. His thing was most people have never seen a true Amex black and just assume since its a black colored Amex card its the real thing. 


Moving away from big banks and building my credit union relationships
Message 58 of 87
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Valued Contributor

Re: Being Judged for your CC at high end stores


@rgninja wrote:

A few years ago I saw a video from his guy who showed you how to change a regular Amex into the black version. All he used was a laser printer and sticky photo quality paper. His thing was most people have never seen a true Amex black and just assume since its a black colored Amex card its the real thing. 


I'd be amused except it would be cruel to laugh over

someone's need for psychological counseling. 

Or having too much time on their hands.

But probably both.

He probably printed money, too, in his "spare time."  Smiley Tongue



Updated 10/08/2020
Total Length of Credit = 35+ years; AoOA (Currently open accounts) = 27+ years;
AAoA = 8+ years; AoYA = less than 1 year (Aug 2020)
Total Open Credit Lines Over $538K. Utilization Less Than 1%.
Inquiries until Nov 2020 (TU:3 -- EQ:4 -- EX:9)
New Accounts: 3/6 months; 8/12 months; 12/24 months (as of 10/15/20)
*Hover cursor over each card to see name & CL, or press & hold on mobile app.
Message 59 of 87
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Valued Contributor

Re: Being Judged for your CC at high end stores

3nsoze.jpg

 

We need a topic for judging people who think which cards they carry/use is a reflection of their social status.

Message 60 of 87
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