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Being Judged for your CC at high end stores

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Frequent Contributor

Re: Being Judged for your CC at high end stores


@Brian_Earl_Spilner wrote:

@Traveler101 wrote:

I have a friend who works at Saks. He says you wont beleive how many folks have their cards in the high end stores declined, and wrestle through their wallet to find one that works. So, if yours works, Dont care what they think.


I'm not surprised. Almost everyone I know that shops at those types of places, can't afford it. It's all about image.


You are exactly spot on. That is the concensus among workers at Saks. He had given me a breakdown before, I really dont remember it though to be honest. But he talks about the image, and says you can pick them out before the sale,  hes been selling there so long. 

Message 81 of 87
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Super Contributor

Re: Being Judged for your CC at high end stores


@Traveler101 wrote:

@Brian_Earl_Spilner wrote:

@Traveler101 wrote:

I have a friend who works at Saks. He says you wont beleive how many folks have their cards in the high end stores declined, and wrestle through their wallet to find one that works. So, if yours works, Dont care what they think.


I'm not surprised. Almost everyone I know that shops at those types of places, can't afford it. It's all about image.


You are exactly spot on. That is the concensus among workers at Saks. He had given me a breakdown before, I really dont remember it though to be honest. But he talks about the image, and says you can pick them out before the sale,  hes been selling there so long. 


Any noticeable uptick in the number of ~$50 transactions in the last (two?) years since the Amex Platinum credit began? Smiley Tongue

 

More seriously, though...the line between needing to impress, wanting to impress, and mental illness may be blurry.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 82 of 87
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Mega Contributor

Re: Being Judged for your CC at high end stores


@wasCB14 wrote:

 

More seriously, though...the line between needing to impress, wanting to impress, and mental illness may be blurry.


No.   The sad truth is that anyone who posts to an internet credit card forum is, almost by definition, devoid of impressive achievements, and so we are jealous of those who can impress, and thus attempt, in our own feeble way, to denigrate the effort!

 

Sorry, have to go and iron that Saks plastic bag I got two years ago from a trashcan so I can impress people at  Aldi when I buy my mac and cheese mix.

Message 83 of 87
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Super Contributor

Re: Being Judged for your CC at high end stores


@longtimelurker wrote:

@wasCB14 wrote:

 

More seriously, though...the line between needing to impress, wanting to impress, and mental illness may be blurry.


No.   The sad truth is that anyone who posts to an internet credit card forum is, almost by definition, devoid of impressive achievements, and so we are jealous of those who can impress, and thus attempt, in our own feeble way, to denigrate the effort!

 

Sorry, have to go and iron that Saks plastic bag I got two years ago from a trashcan so I can impress people at  Aldi when I buy my mac and cheese mix.


I can see the pressure to have a certain card (or at least not a lousy one) for appearances in business or certain social settings. Sort of like how real estate brokers tend to newer and more expensive cars than their incomes might otherwise suggest...even when they never drive in snow or on dirt roads where an old car could be an actual danger. Whether it actually translates into commensurately higher property sales, I don't know.

 

But it's harder to make a case for needing to impress a retail clerk (or restaurant server)...at least unless a person has something other than business in mind.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 84 of 87
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Established Contributor

Re: Being Judged for your CC at high end stores


@wasCB14 wrote:

@longtimelurker wrote:

@wasCB14 wrote:

 

More seriously, though...the line between needing to impress, wanting to impress, and mental illness may be blurry.


No.   The sad truth is that anyone who posts to an internet credit card forum is, almost by definition, devoid of impressive achievements, and so we are jealous of those who can impress, and thus attempt, in our own feeble way, to denigrate the effort!

 

Sorry, have to go and iron that Saks plastic bag I got two years ago from a trashcan so I can impress people at  Aldi when I buy my mac and cheese mix.


I can see the pressure to have a certain card (or at least not a lousy one) for appearances in business or certain social settings. Sort of like how real estate brokers tend to newer and more expensive cars than their incomes might otherwise suggest...even when they never drive in snow or on dirt roads where an old car could be an actual danger. Whether it actually translates into commensurately higher property sales, I don't know.

 

But it's harder to make a case for needing to impress a retail clerk (or restaurant server)...at least unless a person has something other than business in mind.


That's actually a good point.

    Total Loan Balance: $61k / $104k

    Total SL: $41.2k
Goal cards:



United 1K - 675,000 lifetime flight miles    |    Chase 6/24
Message 85 of 87
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Valued Contributor

Re: Being Judged for your CC at high end stores


@OmarR wrote:

I have only seen a black Amex twice in my life. That's probably the only card that made me wonder (for all of 5 seconds) what the person did for a living.

 


probably taking advantage of poor people and future generations? LOL

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Message 86 of 87
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Established Contributor

Re: Being Judged for your CC at high end stores

Not a high end store, but got a comment today how heavy my amex Amazon biz card was compared to the card she usaully gets.

Message 87 of 87
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