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Best and Worst Looking Cards

Regular Contributor

Re: Best and Worst Looking Cards

I’m pretty sure the cards are physically the same in terms of weight and stiffness for the Chase Amazon Prime and the CSP/CSR.

My pick for best looking card is the Ritz-Carlton rewards. Just the weight and stiffness of it, plus that insanely loud metal clank if you don’t set it down gently on a surface.
In the garden as of June 2018. Not afraid to leave for the right offers though.

Started my credit journey August 2016, after abstaining from credit for years after some poor financial choices in high school. Started with scores in the 580s. Current scores 6/21/18 - EQ: 743 TU: 750 EX: 745

From oldest to newest: DuPage CU Visa Platinum, SL 500 now 3000, Cap1 Platinum SL 300 PC'd to QS now 850, Alliant Credit Union Share Secured Loan $500, Amex BCE SL 5000 now 1000, Neiman Marcus SL 700 now 5000, Overstock SL 1000 was 1800 when closed, Williams-Sonoma Visa SL 1000 now closed, Target RedCard SL 400 now 2900(!), Amex Everyday SL 10000 now 5100, Amex Platinum NPSL now closed, Chase AARP SL 800 now 3300, Chase FU SL 2500 closed to combine limit with other Chase cards, Chase Amazon Prime SL 1000 now 10000, Honda Lease, Discover it SL 1000 now 6500, Synchrony PayPal 2% CB SL 3000 now 10000, Barclays Uber Visa SL 800 now 2100, Citi ThankYou Preferred SL 3300 now 3800, Chase Ritz-Carlton SL 10000 now 1500 (moved to other cards to get annual fee refund), Cap1 Platinum Preferred SL 500 now 500, Comenity Total Rewards Visa SL 2000 now 2500, US Bank Cash+ SL 500 recon'd to 10000, US Bank Reserve LOC 1000, Union Bank Rewards Visa SL 5000 now 5000, Amex Cash Magnet SL 9900 now 15000

Combined revolving CL $89,050

Goals: 9/2018 - 750+ scores; 1/2019 - 780+ scores
Message 21 of 28
New Contributor

Re: Best and Worst Looking Cards

Amex Platinum +1

It looks awesome and it is very heavy.

 

CSR

Another metal card, light when compared to the Amex Platinum, but the card looks sweet.




Stickin' together like flour and water to make that Sloedough. We worked for everything we have, and goin' to stick up for each other, like we are brothers from another mother. Kinda like Mel Gibson and Danny Glover.
-  "OutKast, Return of the G"
Message 22 of 28
Established Contributor

Re: Best and Worst Looking Cards

My best looking card is the USB Altitude Reserve

 

My worst looking card is Amex EveryDay. I personally think it looks cheap





FICO 8 scores 6/2018
EX-755
TU-688
EQ-690
Message 23 of 28
Frequent Contributor

Re: Best and Worst Looking Cards

I agree about the BCE. At first I thought how cool and very different, a transparent card. But it is too difficult to read, especially with some wear on it.

As for best looking, or "worst". I haven't seen every card out there, but I tend to like ones with actual pictures of say Beaches etc.

So typical CC are boring to me. But I do like the looks of the CSP, Discover(purple), and QS1 isn't too bad as well as Diamond Preffered.

Of my own collection.

 

The rewards is what matters most, but it's nice to have something interesting to look at while using them.

 

Message 24 of 28
Super Contributor

Re: Best and Worst Looking Cards


@UncleB wrote:

@iced wrote:

@Scuderia wrote:

Amex by far is the nicest and the Platinum never fails to get compliments when I use it. Penfed quality is lacking for sure.  


What part of the country still thinks the Platinum is an exclusive or elite enough card to compliment on?

Ignorance about Amex's underwriting is not limited to any particular part of the country.  I would argue that outside of this forum (and other similar credit/travel forums) knowledge about any card's underwriting is likely sparse.

 

At one time the Amex Platinum was somewhat-exclusive and out-of-reach for many people, and that thought is still common with many people.

 

My experiences with American Express dates back to 1973 and the "somewhat-exclusive" was the cards lure. American Express was effective with pitching the "don't leave home with out it". Worked for Ford Motor Company and they arranged for certain management employees to get the American Express Gold Card with a "line of credit" from one of their bank relationships (bank name etched on the front in Black - looked impressive)  to use with the charge card. Talk about glowing with exclusive and importance. Yes, it was in our mind but, other people who saw the cards always seemed to ask and oogle it's shiny appearance.


 

Starting Score: 829 Fico TU08
Current Score: 835 Fico TU08
Goal Score: 850


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Message 25 of 28
Super Contributor

Re: Best and Worst Looking Cards


@CO_NATIVE wrote:

The most hideous cards in my opinion are any that are instant-issued from a bank/credit union. I have a Debit MasterCard from Security Service FCU that is downright awful and almost looks counterfeit! The numbers are printed in white with a black outline; there is a line running horizontally throughout the card during the printing process and despite being navy blue, the area where the mastercard logo is has been made white. I know I just described debit as opposed to credit-but SSFCU also issues credit cards. Awful. And they aren't the only CU that does that. Nearly all Credit One cards are bad (beach scenes on a credit card is so 1990s).

 

Best looking cards (besides the obvious Amex Platinum/Chase CSP/CSR/Ritz) are USAA. I don't think many people have actually seen one in person because membership is so closed...but they are very handsome cards.

 

As with anything, looks are subjective. 


Will say, the USAA Limitless Cash Rewards Visa Signature has an exclusive look and the feel of brushed something?

Starting Score: 829 Fico TU08
Current Score: 835 Fico TU08
Goal Score: 850


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Message 26 of 28
Frequent Contributor

Re: Best and Worst Looking Cards

Metal card by weight

https://www.uscreditcardguide.com/the-most-heavy-credit-cards-list/



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Starting Scores: EX 727 TU 720 EQ 718
Current Scores as of June 2018

1st Goal Scores: 757s
Message 27 of 28
Valued Contributor

Re: Best and Worst Looking Cards

Best looking card... 

Kind of fond of Chase Amazon Prime Visa.... 

Also Discover in both the Matte gold and Mixtape themes...

 

The Ugliest

Blispay .. the card itself feels cheaply made, and the white on white....

The logo looks sharp but the back of the card has awful printing.. and the numbers need be embossed in foil or even better orange... Someone made their blispay look sharp just by coloring the embossed numbers with an orange sharpie...

 

Both of my credit unions credit and ATM cards...(HFCU)

Not sure which is worse.. the metallic grey card with a swoop design and a poorly transferred embossing of the logo, or the ATM card with green background and white text..... Its as if they picked a stock design from ELAN and put their logo on it...Liked hanscom's old design a bit better.. also more characteristic of the bank... the black text on the metallic card isnt bad.. but its just another grey plat card... 

 

Also im mixed on MIT's new design for their ATM cards. Used to have a distinctive burgundy colored card with a photo of the main campus building... Now its a stylized modernistic rendition of the dome building... Might be growing on me... 

 

Message 28 of 28