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I know I don't have the best credit profile in the world and Capital One has to offer me something when I check my account online...but I am getting tired of these 360 Checking offers. Today they sent me the email version, I see who the sender is and think its something worth my time before realizing what it really is. I am quite happy with all of the other no-fee options available to me like NFCU.
CapOne - if you're listening just shut up please until you (finally) offer me a CLI or a new card.
LOL. This is hilarious because I said the same thing about Chase today with their investment account promo emails.
I think they send these emails to everyone though; Regardless of credit history.
I actually use 360 as my main checking account. I like it because I like their web app (it's online-only anyway) and their integrations. They actually have a really great digital footprint (they even support Zelle), like with their authentication with other online portals. I just thought it's convenient and one of the best compared to almost every other web portal I have used. Their "complete" ATMs (with cash deposits) are usually found in Target.