Capital One SAVOR card now metal.

[Anonymous]

IMO I would rather have the grandfathered card. I spend a ton on dining and entertainment, so 4% back without an annual fee would easily amount to more than the $500 SUB (within about 3.5 years for myself).

The AF would become a negative “value” after just 5 years (assuming the $500 SUB covers the cost), whereas the no AF 4% back is positive net value for life (theoretically).

Not only this, but unlike other cards with higher AF’s, this card doesn’t offer much in the way of insurances or benefits beyond the basic cashback rewards that would make it a staple (like the travel benefits of a CSP, or roadside from Amex Gold).

Long-term, the grandfathered one is a clear winner for me especially since in my case it would have been a PC from my QS and not an application.

Now I’m even more envious after having done the math lol.

[wasCB14]

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@Anonymous wrote:
IMO I would rather have the grandfathered card. I spend a ton on dining and entertainment, so 4% back without an annual fee would easily amount to more than the $500 SUB (within about 3.5 years for myself).

The AF would become a negative “value” after just 5 years (assuming the $500 SUB covers the cost), whereas the no AF 4% back is positive net value for life (theoretically).

Not only this, but unlike other cards with higher AF’s, this card doesn’t offer much in the way of insurances or benefits beyond the basic cashback rewards that would make it a staple (like the travel benefits of a CSP, or roadside from Amex Gold).

Long-term, the grandfathered one is a clear winner for me especially since in my case it would have been a PC from my QS and not an application.

Now I’m even more envious after having done the math lol.

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Do you still plan on getting Amex Gold (as your signature indicates)? 4x MRs on dining.

That said, I'm not sure how broad the Amex bonus category is vs. Chase or Capital One. Lower acceptance can also be an issue, though expensive restaurants are probably more likely to take Amex than cheap places. CSR technically excludes UberEats as 3x dining, but does include it as 3x travel.

It would be a good no-AF entertainment card. I think Prestige still offers missed event ticket insurance, but that means a hefty AF and transfer partners I don't really use.

[Anonymous]

Oh boy! 🤗🥳 App’d for the Savor on February 15th, approved for $30,000, got the card today (2/22) 💕 Metal metal metal!

She is so solid, so heavy and so pretty! My name is etched into it, also etched are the lines in the copper color front. The back has a shiny cut world MasterCard logo along with tap pay. Name and card number is also etched into the back 🤤

Now how do I resist dropping it from great heights onto the table and listening to the sound of it clanking about every time I pay? How do I resist placing it in my pillow each night to cool the warm side down? How do I resist cutting my cheese with it while drinking wine? 🤔🤣 what am I to do?!

[Anonymous]

Nice approval SL and glad you got the new material!

I'm still waiting to hear back from someone that has the metal version of the Savor that has also held a Chase metal card (CSP, Amazon, whatever) to hear the comparison between the two?

[wasCB14]

Still waiting for my card. Feb 12 approval, Los Angeles shipping address. Have CSR but no scale. Some blog may yield a faster answer.

[Anonymous]

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@Anonymous wrote:

Oh boy! 🤗🥳 App’d for the Savor on February 15th, approved for $30,000, got the card today (2/22) 💕 Metal metal metal!

She is so solid, so heavy and so pretty! My name is etched into it, also etched are the lines in the copper color front. The back has a shiny cut world MasterCard logo along with tap pay. Name and card number is also etched into the back 🤤

Now how do I resist dropping it from great heights onto the table and listening to the sound of it clanking about every time I pay? How do I resist placing it in my pillow each night to cool the warm side down? How do I resist cutting my cheese with it while drinking wine? 🤔🤣 what am I to do?!

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Congrats! 🎊 Fantastic SL. I didn’t think Cap1 even gave limits past 20k lol. I’m gonna sound really nerdy asking this, but any chance we could get a weight measurement for the card? FWIW, the CSP and CSR are 13 grams.

[wasCB14]

Ktspicks,

Metals have a reasonably high specific heat capacity. If you have it in your hands while you play with it shortly before bed, it may (very slightly) warm your pillow.

I may or may not have thrown a card down a hallway to ninja-star a cardboard box...

[Anonymous]

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@wasCB14 wrote:
Still waiting for my card. Feb 12 approval, Los Angeles shipping address. Have CSR but no scale. Some blog may yield a faster answer.

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Looking forward to hearing your opinion.

[Anonymous]

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@Anonymous wrote:

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Congrats! 🎊 Fantastic SL. I didn’t think Cap1 even gave limits past 20k lol. I’m gonna sound really nerdy asking this, but any chance we could get a weight measurement for the card? FWIW, the CSP and CSR are 13 grams.

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Interesting data on the weight!  Curious to hear the Savor weight from someone that has the means to measure it.

[Anonymous]

I'll try to speak to the card value and the materials -

I read online that the card is 18g, which is also what I think the Venture card is.  

it also appears the contactless feature is gone with the metal card.  

I will let you know as soon as I get the new card.  I read this whole thread and a little bit on Reddit - started a chat with CSR

FYI - I called CSR a week ago and asked for metal card.  He put me on hold and then hung up on me.  This seems to be a pattern whenever I ask a difficult question.  lol I'm not even kidding

CSR told me metal was for new applicants only.  I tactfully made a stink about certain events in  my account history, the age of my accounts, and the new Venture card I opened last year.  - got a supervisor - they informed me I am eligible for metal and are sending the metal.  Only time will tell if they were telling the truth.  I opted for standard shipping, didn't feel like paying the $16 for expedited. 

I have Sapphire PReferred, AMEX Gold(upgraded to gold and rose), Venture, and AMEX business Platinum.  

Chase card feels the thinnest, lightest and flimsiest.  I have a scale that can weigh the cards and will let you know if/when I get the metal Savor.  

in terms of value - I too have a funky Platinum Mastercard version of this card, product changed right after the card came out so GF into $0 AF but also have the 4% dining/entertainment

-on one hand I really am tempted to apply for a new card at some point.  Getting a WEMC is on my credit wish list and having a $500 SUB is pretty sweet.  I realistically will probably never do this, at least I'll probably be too late for a $500 SUB by the time i'm ready years from now.  I am satisified with the peace of mind that I can keep this open forever theoretically and keep earning 4% and never have an AF.  

-on the other hand, getting the 4% rate without AF is pretty sweet.  I am surprisingly pleased with what comes up as 'entertainment'.  only had 1 negative so far - a local farm that has a playground/amusement park/paintball has themselves coded as something stupid like a library or something, I only got 1%.  But there have been plenty of transactions I didn't think would be entertainment coding at 4%, almost don't want to share in case it becomes an issue and then C1 moves the goal post..so to speak....

-yes, my AMEX Gold seems a more attractive proposition with 4x MR points BUT it is only on US dining.  It was worthless to me overseas.  I recently used both Sapphire Preferred and SAvor card overseas for global dining.  So for me the Savor is a winner with international dining.  

.....when it works.  I set a travel notice and still got declined a couple times, had to call customer service from overseas.  Thank god I managed to pick up a new cell service that had unlimited calling, text, and LTE data without the $10 daily fee. 

technically Sapphire Reserve can get you 4.5% cash value on dining but you must redeem for travel through their portal, which has been getting almost completely negative reviews since Chase changed travel partner/portal.  You really need to transfer the UR points out to get better than 4% value.  A little birdie said there's a way to get extra value by transferring Savor cash to Venture points.  I'm going to give it a shot and see if stacking the values and then transferring to an airline works.