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Capital One Venture: Ugly duckling

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Anonymous
Not applicable

Re: Capital One Venture: Ugly duckling

Cap1's image card is pretty sweet. Does venture support it? I've got 3 different designs I love on my QS.

Message 11 of 16
EW800
Valued Contributor

Re: Capital One Venture: Ugly duckling


@Anonymous wrote:

Like I said, I was expecting something more sturdy and maybe more credit card looking?  

 

As for scores, I only had 2 small collections totallying $556, and 82% utilization.  I PFD'd the collections and paid down my cards to 2% utilization and it was GAME: SET: MATCH!!!!  If you are looking to do likewise, hangout in the REBUILDING CREDIT thread.  


Congratulations!  Your scores REALLY shot up from your corrective action!  Nicely done!!  Smiley Happy

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
April 2023: EX8: 840; EQ8: 832; TU8: 842 -- Middle Mortgage Score: 822
In My Wallet: Discover $73.7K; Cap1 Venture $48.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $22.5K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $21K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $296K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 12 of 16
S-Hunter
Established Member

Re: Capital One Venture: Ugly duckling

I was looking for somewhere to click like for this somment you made.. Hilarious. 

Message 13 of 16
tonyjones
Valued Contributor

Re: Capital One Venture: Ugly duckling


@Anonymous wrote:

Like I said, I was expecting something more sturdy and maybe more credit card looking?  

 

As for scores, I only had 2 small collections totallying $556, and 82% utilization.  I PFD'd the collections and paid down my cards to 2% utilization and it was GAME: SET: MATCH!!!!  If you are looking to do likewise, hangout in the REBUILDING CREDIT thread.  


yep if those are the only two baddies you have and they were removed from your credit report plus bringing credit utilization down to 2% from 82%, that will do it, nice scores btw!

Current Fico Scores: (December 2023)
Message 14 of 16
Shooting-For-800
Senior Contributor

Re: Capital One Venture: Ugly duckling

I love the way mine looks but it is a little different since its a world mastercard and not a visa.

 

My logo and acct number are on the front so it looks more normal.

 

I like the reflective blue on the deep blue.

 

Just requested the metal version, crossing fingers but not holding breath.

 

 

 

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $500k unsecured credit in 2024.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!



Message 15 of 16
SunriseEarth
Moderator Emeritus

Re: Capital One Venture: Ugly duckling

I have the V1 and I like how that one looks.   I wished the QS i had before looked as classy.

 

SM is sparkly, but very ho-hum.   My current bestlooking card is Cash+...that thing is metallic and shiny in person...much better than the pics!



Start: 619 (TU08, 9/2013) | Current: 809 (TU08, 3/05/24)
BofA CCR WMC $75000 | AMEX Cash Magnet $64000 | Discover IT $46000 | Disney Premier VS $43600 | Venmo VS $30000 | NFCU More Rewards AMEX $25000 | Macy's AMEX $25000 Store $25000 | Cash+ VS $25000 | Altitude Go VS $25000 | Synchrony Premier $24,200 | Sony Card VS $23750 | GS Apple Card WEMC $22000 | WF Active Cash VS $18,000 | Jared Gold Card $16000 | FNBO Evergreen VS $15000 | Citi Custom Cash MC $14600 | Target MC $14500 | BMO Harris Cash Back MC $14000 | Amazon VS $12000 | Freedom Flex WEMC $10000 | Belk MC $10000 | Wayfair MC $4500 ~~
Message 16 of 16
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