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Capital One Venture: Ugly duckling

Frequent Contributor

Re: Capital One Venture: Ugly duckling

Cap1's image card is pretty sweet. Does venture support it? I've got 3 different designs I love on my QS.

$12500 Discover IT since 12/2012$3000 SunTrust Cash Rewards MasterCard 02/2013-02/2015 Closed$7100 Citi Forward Visa since 10/2013$9000 Capital One QuickSilver World MasterCard since 10/2013$10100 BankAmericard Cash Rewards Signature Visa since 01/2014$6800 Citi Dividend World Elite MasterCard since 01/2014$1500 Merrick Bank Visa since 04/2014$24000 American Express Blue Cash Everyday since 07/2014$700 Target REDcard by TD Bank since 08/2014$4400 Citi Double Cash World MasterCard since 09/2014$5500 Chase Freedom Visa since 11/2014$10000 U.S. Bank Cash+ Visa Signature since 01/2015$7500 Ebates Cash Back Visa since 01/2015$5000 Priceline Rewards Visa by Barclays since 02/2015$9000 Overstock Store Card by Comenity since 02/2015$5000 Sallie Mae World MasterCard by Barclays since 08/2015$6400 Citi Prestige World Elite MasterCard since 08/2015$2500 BankAmericard Travel Rewards since 08/2015$7500 Discover it Miles since 09/2015
Message 11 of 16
Valued Contributor

Re: Capital One Venture: Ugly duckling


blackaces88 wrote:

Like I said, I was expecting something more sturdy and maybe more credit card looking?  

 

As for scores, I only had 2 small collections totallying $556, and 82% utilization.  I PFD'd the collections and paid down my cards to 2% utilization and it was GAME: SET: MATCH!!!!  If you are looking to do likewise, hangout in the REBUILDING CREDIT thread.  


Congratulations!  Your scores REALLY shot up from your corrective action!  Nicely done!!  Smiley Happy

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
July 2018: EX8: 748; EQ8: 740; TU8: 798; FICO 9 Scores 800-ish
In My Wallet: Discover $70.2K; Cap1 Venture $36.7K; Amex ED $38K; Amex Optima $12.5K; Amex Delta Gold $15K; Citi Costco $10.5K; Cap1 Plat $8.4K; Barclay $7K; Citi TY Pref $18K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $231K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 12 of 16
Established Member

Re: Capital One Venture: Ugly duckling

I was looking for somewhere to click like for this somment you made.. Hilarious. 

Message 13 of 16
Valued Contributor

Re: Capital One Venture: Ugly duckling


blackaces88 wrote:

Like I said, I was expecting something more sturdy and maybe more credit card looking?  

 

As for scores, I only had 2 small collections totallying $556, and 82% utilization.  I PFD'd the collections and paid down my cards to 2% utilization and it was GAME: SET: MATCH!!!!  If you are looking to do likewise, hangout in the REBUILDING CREDIT thread.  


yep if those are the only two baddies you have and they were removed from your credit report plus bringing credit utilization down to 2% from 82%, that will do it, nice scores btw!

"I am become death, the destroyer of worlds"
Message 14 of 16
Established Contributor

Re: Capital One Venture: Ugly duckling

I love the way mine looks but it is a little different since its a world mastercard and not a visa.

 

My logo and acct number are on the front so it looks more normal.

 

I like the reflective blue on the deep blue.

 

Just requested the metal version, crossing fingers but not holding breath.

 

 

 

 

credit rebuild started 01/01/14
$100k credit card goal achieved 10/01/17
now in the garden with $140k in credit cards
--------------------------------------------------------------------------------------------------
  $ 30,000          $ 25,500          $ 23,750             $ 13,500             $ 7,000            $ 1,800     


  $ 17,000          $ 10,000              $ 6,000            $ 4,000     
Message 15 of 16
Moderator

Re: Capital One Venture: Ugly duckling

I have the V1 and I like how that one looks.   I wished the QS i had before looked as classy.

 

SM is sparkly, but very ho-hum.   My current bestlooking card is Cash+...that thing is metallic and shiny in person...much better than the pics!



Start: 619 (TU08, 9/2013) | Current: 806 (TU08, 6/13/18)
AMEX BCE $34000 | BofA BBR #1 $31400 | Discover IT $27000 | cashRewards VS $25000 | Sam's Club MC $25000 | Marvel MC $25000 | Macy's AMEX $25000 Store $25000 | Care Credit MC $20000 | BoA BBR #2 $18800 | Cap 1 QS WMC $17250 | JCP $15000 | CashForward WMC $14000 | Barclay Rewards WMC $14000 | Citi DC $12600 | Cash+ VS $12000 | Freedom VS $12000 | Disney VS $11500 | Cash 365 AMEX $11000 | WCU Visa $10000 | Uber VS $9000 | Blispay $7500 | Amazon VS $7300 | Target MC $7000 | Sony Card $4250 | ~~Gardening Since 4/1/18
Message 16 of 16