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Chase Freedom categories rant

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Regular Contributor

Chase Freedom categories rant

I wish Chase would just tell us the rotating categories for the entire year so we can plan.

| Amex BCP | BoA Cash Rewards | Cap1 QS | Cap1 SavorOne | Chase Freedom | Chase Sapphire Preferred | Citi DC | Citi Simplicity | Discover It Cash Back | JCrew | USB Cash+ | Target (AU) |
Message 1 of 5
4 REPLIES 4
Regular Contributor

Re: Chase Freedom categories rant

This is pretty much why I went with Freedom Unlimited instead. I didn’t want to spend time chasing categories around.

Good return if you have spend in all those categories, though! Is there a list anywhere of what all the categories are? Curious....
Started 4/2018 - TU 637
3/2019 - TU 785 EX 778 EQ 782
4/2019 - TU 800 EX 764 EQ 784
9/2019 - TU 816 EX 796 EQ ? (well, I haven't checked....)
10/2019 - TU 825 EX 800 EQ 822

Scores entirely bolstered by one old, closed Wells Fargo card due to fall off in 2022.

Discover it $4,000
Chase Freedom Unlimited $11,900
AMEX Blue Cash Everyday $18,000
Chase Ink Biz Preferred $9,000
Message 2 of 5
Senior Contributor

Re: Chase Freedom categories rant

I plan without it and just appreciate it as a nice extra when it does prove useful.
Most spend: CSR, CFU, BBP
Rewards/AAoA ballast: CF, Discover, Costco, ED, Arrival
Perks: Schwab Platinum, IHG49, Hyatt75, Brilliant, Delta Platinum
Potential closures/downgrades: Savor, BCP, Double Cash
Message 3 of 5
Community Leader
Valued Contributor

Re: Chase Freedom categories rant

I don’t have the CF,  but it is strange that they wouldn’t tell you in advance. Discover does. 

Discover It: 19.7k
Amex BCE: 18k
Citi DC: 5.7k
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Once you go Berner, you never go back.
Message 4 of 5
Valued Contributor

Re: Chase Freedom categories rant

Generally, they tell you what the categories are usually 14-15 days prior to the next quarter. The categories for the April-June 2019 quarter was released on 3/13 or 3/14, and then you can activate on 3/15. I think it's relatively ample time to plan. Also, if you look at the last year or 2, you can generally get an idea of what they might be per each quarter.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 5 of 5
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