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Chase Freedom categories rant

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
New Contributor

Chase Freedom categories rant

I wish Chase would just tell us the rotating categories for the entire year so we can plan.

* Amex BCP * BoA Cash Rewards * Cap1 QS * Cap1 SavorOne * Chase Freedom * Chase Sapphire Preferred * Citi DC * Citi Thank You Preferred (AU) * Discover It Cash Back * Home Depot (AU) * JCrew * Target (AU) * USB Cash+ *
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Rebuilding after some collections and high utilization. Gardening now.
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Score Accountability:
09/18: TU 652; EQ 625; EX ???
10/18: TU 644; EQ 634; EX ???
11/18: TU 648; EQ 641; EX 649
12/18: TU 648; EQ 676; EX 654
01/19: TU 666; EQ 679; EX 665
02/19: TU 674; EQ 673; EX 665
03/19: TU 674; EQ 673; EX 669
Message 1 of 5
4 REPLIES 4
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Valued Member

Re: Chase Freedom categories rant

This is pretty much why I went with Freedom Unlimited instead. I didn’t want to spend time chasing categories around.

Good return if you have spend in all those categories, though! Is there a list anywhere of what all the categories are? Curious....
Started 4/2018 - TU 637
3/2019 TU 663 EX 662 EQ (?)
Current 3-12-19 TU 785 EX 778 EQ 782
Highest score 3-9-19 EX 797 (and then I applied for two cards, LOL)

Discover it $2,700
Chase Freedom Unlimited $8,900
AMEX Blue Cash Everyday $6,000
Message 2 of 5
Senior Contributor

Re: Chase Freedom categories rant

I plan without it and just appreciate it as a nice extra when it does prove useful.
Major spend: CSR, BBP, Costco
Rewards/AAoA ballast: CF, CFU, Discover, ED, BCE, Arrival, DoubleCash
Perks: Schwab Platinum, IHG49, Hyatt75
Bonus chasing: Aviator Red, SPG Luxury, Savor
Message 3 of 5
Established Contributor

Re: Chase Freedom categories rant

I don’t have the CF,  but it is strange that they wouldn’t tell you in advance. Discover does. 

Amex BCE: 18k
Discover It: 17.2k
Citi DC: 4.7k
BBVA Compass ClearPoints: 4k
US Bank Cash +: 1k
Capital One SavorOne: 1k
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Once you go Berner, you never go back.
Message 4 of 5
Established Contributor

Re: Chase Freedom categories rant

Generally, they tell you what the categories are usually 14-15 days prior to the next quarter. The categories for the April-June 2019 quarter was released on 3/13 or 3/14, and then you can activate on 3/15. I think it's relatively ample time to plan. Also, if you look at the last year or 2, you can generally get an idea of what they might be per each quarter.


Scores - All bureaus 750 +/-
TCL - Est. $250K
Message 5 of 5