cancel
Showing results for 
Search instead for 
Did you mean: 

Chase Freedom categories rant

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Contributor

Chase Freedom categories rant

I wish Chase would just tell us the rotating categories for the entire year so we can plan.

| Amex BCP | BoA Cash Rewards | Cap1 QS | Cap1 SavorOne | Chase Freedom | Chase Sapphire Preferred | Citi DC | Citi Simplicity | Discover It Cash Back | JCrew | USB Cash+ | Target (AU) |
Message 1 of 5
4 REPLIES 4
Contributor

Re: Chase Freedom categories rant

This is pretty much why I went with Freedom Unlimited instead. I didn’t want to spend time chasing categories around.

Good return if you have spend in all those categories, though! Is there a list anywhere of what all the categories are? Curious....
Started 4/2018 - TU 637
3/2019 TU 785 EX 778 EQ 782
4/2019 TU 800 EX 764 EQ 784


Discover it $3,000
Chase Freedom Unlimited $8,900
AMEX Blue Cash Everyday $6,000
Message 2 of 5
Senior Contributor

Re: Chase Freedom categories rant

I plan without it and just appreciate it as a nice extra when it does prove useful.
Most spend: CSR, CFU, BBP
Rewards/AAoA ballast: CF, Discover, Costco, ED, Arrival, Double Cash
Perks: Schwab Platinum, IHG49, Hyatt75, Brilliant, Delta Platinum, Aviator Red
Bonus chasing / retention games: Savor, BCP
Message 3 of 5
Highlighted
Community Leader
Valued Contributor

Re: Chase Freedom categories rant

I don’t have the CF,  but it is strange that they wouldn’t tell you in advance. Discover does. 

Discover It: 18.7k
Amex BCE: 18k
Citi DC: 4.7k
~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 4 of 5
Valued Contributor

Re: Chase Freedom categories rant

Generally, they tell you what the categories are usually 14-15 days prior to the next quarter. The categories for the April-June 2019 quarter was released on 3/13 or 3/14, and then you can activate on 3/15. I think it's relatively ample time to plan. Also, if you look at the last year or 2, you can generally get an idea of what they might be per each quarter.


Scores - All bureaus 750 +/-
TCL - Est. $275K
Message 5 of 5