Was in my Saturday cycling club ride this past weekend and saw one of my buddies use his Altitude GO at a cafe stop. I was in line a couple people behind him, but couldn't help myself, so I had to compliment the act. It's a little awkward, like I'm being nosey, but I pointed at his card as said "4%, right on man". He looked at me puzzled and then I said, "Hey sorry for noticing, but you used an Altitude GO card, good job buddy." We had a brief convo afterward and he was happy to talk about it, saying he just got it, etc.
In a different situation, I had the reverse happen with a some friends my wife and I went out with for dinner. When we split the bill, my buddy saw me pay with my Vantage West card and said, "Hey cool a yellow credit card, whats that for?" Without getting too nerdy I told him it gives me 5% back, then looked at his card and could see it was a WF Active Cash. I feigned ignorance and said, "Right on, what's your card?" He said he didn't know it's just what WF sent him. Lol, I then caved and said "Oh that's Active Cash, so you're getting 2%, nice!". He's way wealthier than me and said he doesn't care too much about what card he uses. Made for an interesting dinner convo though.
Anyone have experiences with either commenting to others or being asked about credit cards in social situations?
I work retail and swipe people's cards all day. I see wallets full of cards yet probably 75% of people use their debit cards. I want to comment all of the time about better earnings but it certainly is not my place at work. The only time I bring it up is when someone tries to swipe their physical Apple Card. I'm always like "You know we take Apple Pay, right? Why not earn the extra cash back and use it that way?" I ALWAYS get a blank stare because they have no idea what I'm even talking about. I don't think that the vast majority of people even know what their reward structures entail.
@PullingMeSoftly wrote:Anyone have experiences with either commenting to others or being asked about credit cards in social situations?
My coworker and I were paying for our meals. She whipped out her fresh, clean-looking Freedom Flex, and I cooed: "Nice card, three-percent cash back on dining!" She responded that she didn't know that. Turns out, she is merely an AU on the many cards she rotates through her purse.
I don't say anything because it will probably be awkward and there's a good chance that you'll make the other person feel bad or stupid.
I don't say anything. I just observe and make a mental note. I realize that the people on these forums are in an extremely small minority.
