That's why I wear black undies...
At least 2 1/2 years to lazy to join. I didn't feel I had anything to share. Some days I wish I didn't have anything to share because some Ops don't want to hear, it's almost impossible to get a $10000 CL credit card with 30 inquires and a 600 credit score. They want a fairy tale answer or any answer they want to hear not the right answer.
Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
I usually lurk after I register. 
It's an old habit of mine. 