Discover is not worthy

[tcbofade]

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@Matt6995 wrote:

What happened to the "kiss the MYFico" user hynie?

I have seen the word come crashing down on MyFico when a "peasant" mouthed off.

Why no mod response defending the godly MyFico?

With a reasonable response from any "drinker" I will gladly back off.

Problem is, a man making $70K yr for the past 5 years with a 675-685 mid score should not have to explain why they deposited their paychecks in to their bank account.

No matter what, that is beyond stupid, idiotic, foolish or just plain assinine. Pick your excuse. I dont care if the Fairy God himself said it was ok it is a crock and you making excuses changes nothing. Because "you" tjhink it is ok to submit does not mean I think it is OK to roll over like a dog and submit. Nothing about my 22yr old LO made him qualified to take my loan APP accept the title assigned by his company. It scares me to think you have this wrapped up and have a clue. Even the expert Mortgage people would never admot to what this POS did and tried to do to me. 

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I don't even know where to start with that...

Roughly, you are asking a mortgage banker to write a check on your behalf, with your promise to repay him.  plus interest.

He might ask to see your most recently used piece of toilet paper.  Show it to him, or don't.

If you don't like your mortgage folks, go see someone else, there are lots of them out there.

None of them work for myfico or Discover however. At least, none that I know of.

[myjourney]

Is there a problem with your home closing tomorrow that has caused all this?

[keithB]

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@Matt6995 wrote:

What happened to the "kiss the MYFico" user hynie?

I have seen the word come crashing down on MyFico when a "peasant" mouthed off.

Why no mod response defending the godly MyFico?

With a reasonable response from any "drinker" I will gladly back off.

Problem is, a man making $70K yr for the past 5 years with a 675-685 mid score should not have to explain why they deposited their paychecks in to their bank account.

No matter what, that is beyond stupid, idiotic, foolish or just plain assinine. Pick your excuse. I dont care if the Fairy God himself said it was ok it is a crock and you making excuses changes nothing. Because "you" tjhink it is ok to submit does not mean I think it is OK to roll over like a dog and submit. Nothing about my 22yr old LO made him qualified to take my loan APP accept the title assigned by his company. It scares me to think you have this wrapped up and have a clue. Even the expert Mortgage people would never admot to what this POS did and tried to do to me. 

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There is an easy way around all that... Save your money and pay cash for your house - it's a pretty simple concept actually. Hard to do, but the concept is simple.  Believe it or not, people have done it before and still do it until this very day.

[Matt6995]

You are not just whistling dixie. Proves the MyFico double standard. "Always respectful, helpful and courteous. LOL!!!!

[TheGardner]

I think this guys high, or drunk.. Likely both.

hard to read even harder to follow.

[keithB]

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@Matt6995 wrote:
You are not just whistling dixie. Proves the MyFico double standard. "Always respectful, helpful and courteous. LOL!!!!

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+1, Insightful 

[Matt6995]

Other than closing tomrrow 0930, no. If you include criminals who have to look themselves in the mirror every day, then no. Why would financial scam artists who care about nothing but their commission actually care about doing the right thing and trying to be honest from the start. After 45 years on this planet and dealings with every scum POS scam on the planet I recognize losers looking out for none other than themselves. Any person involved in selling/financial products is a scam artist and one step away from being locked away in prison. Go ahead and convince yourself otherwise. All financial companies are actively looking for ways to legally take more of your money. To say otherwise is flat out lying.

[myjourney]

I've just about had it tonight 

At this point I'll be having threads lock and people banned for life if we continue down the current road of not being:

Friendly Supportive and Respectful

Final warning 

MJ

[TheFate]

Ok am I the only one here that doesent understand what the issue here is?

Ur blaming MyFico and Discover because why again? Its no secret man that business are businesses at the end of the day.

Mortgage lenders can ask you for whatever they feel like if they have any doubts. People have been asked to close their favorite CC's to qualify.. Is it right? No.. Is the house approval more important than your 5% cash back? I would hope so

So can you give us a little more detail as to what happen instead of sounding like a drunk throwing words together making no point

[credit-hunter]

Good Luck with your closing tomorrow