Well my pick would have to be BBVA ClearPoints Platinum. The base program that offers UNLIMITED 3x cash back in a category of your choosing every three months along with the bonus emails I get from time to time to increase my rewards by 6 or 7 percent. One month I was able to get 10% unlimited cash back on my grocery purchases which also include my gasoline purchases since I purchase gas at the grocery store as well. This month I got a letter advising I would get an additional 10% back on ANY swiping I do this month on the first 500.00 in addition to my triple and double cash back categories for specific swipes. To have these bonus offers along with the unlimited cash back categories this card is extremely hard to beat and not many, if any, can beat it's extremely high rewards rates with no annual fee. By choosing groceries as your triple point cateogry every three months, and taking advantage of the additional bonus rewards offers (sometimes by clicking in email, sometimes just added to your account automatically) using this account as a grocery rewards card beats AOD's 3% and even AMEX's 6% cash back on groceries with a 95.00 annual fee and 6000 a year cap. BBVA has no cap and no annual fee, therefore with the bonuses you can actually make just as much cash back if not more with NO caps or fees. If anyone knows of a better grocery card with unlimited cash back that some months can reach 10% or more please post the card on here because I would love to know if it exsists. I have seen better rewards with this card than any other so hopefully when the PNC merger completes this card keeps it's incredible structure.
USB AR as it is indeed the correct answer.
CSR CSR CSR
