What is your favorite credit card, and why? (I am purposefully not being specifics as to categories of credit cards.) Thanks!
It's not mine, but DW's:
CareCredit...and it's not even close.
Not only is it possible to receive and grow large CLs, but the financing offers make repayment incredibly convenient for users of multiple income levels. Plus, 95% of its possible uses involve the care of people and/or animals, thus serving a higher purpose than other credit products, IMO.
California Bank & Trust ~ Vivid Rewards
3x restaurants/dining/delivery
3x entertainment
3x transportation/gas
3x streaming/cable/internet/wireless
1x non-category purchases
No AF
No FTF
0% APR for 6 months
Cell Phone Protection etc.,
Bonus: Double rewards for 12 months, max 30,000 points
Why ~ covers nearly every major spend category thats important to me with no AF and no FTF. ***except travel but I prefer discount sites, not loyal to any specific airline or brand and don't travel enough to warrant needing a card solely for that purpose***
Hopefully I'll be eligible to apply sometime this decade. Strictly EX pull
AMEX Gold, because I eat out a lot, and its purdy!
Right now my Sears Mastercard, it's a TYP-earner and Citi keeps throwing very lucrative and easily-met promos at me to keep using it.
Chase freedom unlimited because I eat out a lot plus get 1.5% cash back on all other purchases.
US Altitude Reserve. Because it's the correct answer.
Of the cards that I have, my favorite is probably my Discover, just because of what a positive experience I've had with them as a cardholder. Bonus points for the wide variety of fun card designs they offer. I don't use it much now, since most of my spending goes to my CFU and BCP, but they're still a lender I recommend to others (and did for my spouse!)
@lizmariposa wrote:What is your favorite credit card, and why? (I am purposefully not being specifics as to categories of credit cards.)
Thanks!
Navy Flagship. Low interest rate and cash back on different things. Plus they paid my Amazon Prime membership this year.
Favorite card at this moment:
Hilton Honors Surpass.
I booked a weekend stay( Fri Check in) in Norfolk VA for commencement, but didn't show up until saturday morning. Booking was auto canceled. I asked desk services are there anymore rooms available, and was told no. Went on Hilton app, booked an open room at same hotel, asked desk services what time is check-in, all while standing still..smh.
Help my daughter relocate from TX to ST. Louis. Used some Hilton points to book at Tru Hotels for the night. Great relocation move, and great stay with Uhaul truck parking.