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What a good day this is. Finally hit 800 on one of my Fico 8's(Transunion). I'll enjoy it while I can because I bought a car on Friday and I'm sure it will ding my score sometime in the next month or 2.
@joeyv1985 wrote:What a good day this is. Finally hit 800 on one of my Fico 8's(Transunion). I'll enjoy it while I can because I bought a car on Friday and I'm sure it will ding my score sometime in the next month or 2.
Congratulations Enjoy the car and the reduced interest rate on the loan.
@SouthJamaica wrote:
@joeyv1985 wrote:What a good day this is. Finally hit 800 on one of my Fico 8's(Transunion). I'll enjoy it while I can because I bought a car on Friday and I'm sure it will ding my score sometime in the next month or 2.
Congratulations Enjoy the car and the reduced interest rate on the loan.
Thanks Jamaica. Scores were doing well as is. Got 1.9%, no income verification(I'm self employed), and I don't think they even asked how much I made. FICO Auto's were well in the 800's, I own a home and my last 2 car loans were PIF with no lates. In fact they were paid early. Which I will probably do with this 5 year car loan as well. Strong FICO's count for just about everything.
Agree, congrats on the rebuilding success and hitting 800!
1.9% is a great rate, did you go with a 5 year loan?
@pizzadude wrote:Agree, congrats on the rebuilding success and hitting 800!
1.9% is a great rate, did you go with a 5 year loan?
Hello @pizzadude
Yes, I went with the 5 year loan. I believe 1st payment is the EOM in Jan 2022. I'll probably pay this off early. Say in the neighborhood of 3 years or so.
Congratulations on hitting 800 and on your new car. I just traded out of one lease into another, it was nice not to have to verify anything. Wishing you the best!
Thanks!
@SleeplessinMA wrote:Congratulations on hitting 800 and on your new car. I just traded out of one lease into another, it was nice not to have to verify anything. Wishing you the best!
My FICO 8 scores finally hit 800+. All 3 of them. It took a while, but my scores took a hit during the last financial crisis nearly 15 years ago. Once the dust settled, made the conscious effort to never go back to that again. A big thanks to the board for the guidance and support. Cheers.
Equifax: 804
Transunion: 805
Experian: 801
@SleeplessinMA wrote:Congratulations on hitting 800 and on your new car. I just traded out of one lease into another, it was nice not to have to verify anything. Wishing you the best!
How many Citi cards do you have, do we have a winner here