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Browse credit cards from a variety of issuers to see if there's a better card for you.
This is fun!!
First Card - in 2005, I was 18 and got a Capital One Platinum with a $500 limit and never paid a dime back. Young and stupid.
First Card as a true adult in the beginning of 2016 I got a secured Capital One card $99 for $200 SL
Best Card - Chase Freedom for the 5% revolving categories.
Worst Card - Merrick, no rewards just plain card that I never even use, probably the Final Visa because they are closing and its my highest limit card!
Wish cards - CSR, Chase Amazon, PenFed
First Card - 2008 - $600 Secured Card with Washington Mutual. When Chase purchased WaMu, they closed my card right away. I had it for like 10mths. First unsecured card was my Discover Student More card in 2009.
Best Card - I've been using the Paypal 2% Cashback card a lot recently.
Worst Card - Either between the Forward or the Zync since they're not useful anymore.
Wish Card - US Bank Cash+ for being able to choose your catergories.
@Anonymous wrote:First Card - 2008 - $600 Secured Card with Washington Mutual. When Chase purchased WaMu, they closed my card right away. I had it for like 10mths. First unsecured card was my Discover Student More card in 2009.
Best Card - I've been using the Paypal 2% Cashback card a lot recently.
Worst Card - Either between the Forward or the Zync since they're not useful anymore.
Wish Card - US Bank Cash+ for being able to choose your catergories.
That reminded me, I should have included Forward in my list of Best Cards at the Time. Tne Forward, giving uncapped 5x on dining, bookstores (Amazon) etc was the most painful non-MS-related nerf. Sallie Mae being a distant but still annoying second!
First Card; Sears Department Store
My best card; Barclay Urpomise (always an offer for APR reduction and my last cli was for 3K)
Worst Card; Capital One Venture, 2nd Freedom unlimited (no cli with bk on record)
Dream Card; Not Sure! I really want to grow the cards I have and reduce cards from 11 to 5 to 7.
Funny how a good many of you all hate my best card XD
But its okay. Good ideas up in here for people looking to research.
First card in my collection: Discover card around 1997 or so...
Best card in my collection: BEFCU Platinum Plus VISA at 5.49% F, rewards program included
Wish cards: These are actually closed cards that I had in the past, but if I could, I would wish to be able to reopen them: (1) Citi DPR at 5.99% F; and (2) Direct Merchants Bank MC, which had a 90-day grace period on all purchases allowing the ability to carry a balance within each individual grace period and pay no interest at the same time.
@ longtimelurker : How do you get an uncapped BCP?
Back when it was first released it was uncapped rewards but due to a lot of "questionable" purchases like GC abuse they released the current cap of $6k in 2012-2013 I think.