First card, and best card can be read about here.....https://ficoforums.myfico.com/t5/SmorgasBoard/Very-funny-true-story-saved-by-credit-card/m-p/4748885...
I'll join in on the fun:
First card: U.S. Bank Cash+ Visa Siggy. Got lucky with this one due to a long standing relationship with USB, plus 2 years of on time student loan payments at time of application. Started at 5k and have received 1 auto CL to 7.5k.
Worst card: Barclays Apple Rewards. Applied for the financing option, but then ended up not going through with the purchase. Aside from a few ITunes movie rentals a month, no use for it at all.
Best card: Would have to say it's the USB Cash+, but for the sake of listing a different card for each category, I'll also mention that I've enjoyed the PayPal 2% MC. I use PayPal and ebay a fair amount, so it comes in handy.
Worst: Chase as it lacks growth
Ha! I'll give it a go, this should be good:
1. My very first card was a wimpy OpenSky secured card from Capital Bank with a $200 limit. Opened it back in 2015. I was really eager to get into the cashback card world, but had zero credit, so this card was a really good starter. Had it for about 9 months before they refunded my deposit and upped the limit to $300 (WOW!! lol). Cancelled before the $40 annual fee hit, although the company was very good to me.
2. My best current card (IMO) is the Uber Visa from Barclay. This card has a pretty solid benefit list and suits my spending habits pretty well. The 4% cashback on restaurants and UberEats (I use UE ALOT) adds up fast, and the 3% travel + 2% online shopping isn't bad at all. The $50 digital subscription credit for $5000 annual spending is also low-hanging fruit. Only complaint is the lack of intro APR, but I pay in full anyway.
3. My worst card is from the bank I've been loyal to since my high school days: TCF. Oh boy, don't get me started. TCF has been very good to me, but this card (initially a secured card for $300, and actually my second card, also in 2015) is so bad. It graduated to an unsecured line with the SAME limit shortly after. No rewards, no benefits, just a plain jane high APR card. Fast forward been almost three years, all my cards have $3k-$6k limits (except for the US Bank Cash+ I just applied for *rolls eyes*), and this one is STILL holding out. It's issued by FirstBankcard, so I'll cut TCF some slack.
4. My wish card, HMMMMM, that's a tough one. I'd have to say Freedom Unlimited. Just to combine with my regular Freedom's Ultimate Rewards!