This wasn't actually me.. but I remember reading this several months ago on another forum:
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Me, Yes this is XXXXX, how can I help you?
Scummy Lawyer: You can help me by paying off this debt you owe (I am not kidding I was floored)
Me: Well sir perhaps you could tell me a little bit more about this debt.
SL: It is a Utility bill owed by you for a bill with OH ED.
Me: Sir, can you tell me what year this bill is from as I have filed BK7 and have not had service with OH ED for a very long time.
SL: The bill is from 1994, it was transferred to Genesis in 2000 and then to us this year.
Me: well sir, you actually have no right to collect on that debt as it was included in a chapter 7 BK before your offices bought it.
here where I about choked from laughter, God this people are morons.
SL: Well Ma'am, you may have discharged your obligation to OH ED and Genisis Financial, but we own this debt now and you did NOT include us in your bankruptcy.
At this point I just laughed, told him I would be sending him some mail today and advised him against reporting this "debt" to the CRAs until he gets my mail.
This guy sounded like a 1 man operation, perhaps someone trying to break into the collections world. What an IDIOT!