A few years ago when I was financial irresponsible (in college) I ran up some debt on a credit card and was unable to pay it off resulting in it going into Charge Off status.
A few months down the line a ruthless collection agency called me and demanded payment for the unpaid balance...
CA: PAY US OUR MONEY!
ME: NO!
CA: PAY US OR WE WILL CONTINUE TO CALL YOU DAY AND NIGHT!
ME: You aren't legally allowed to do that.
CA: YES I AM!
ME: The Fair Credit law states that you must cease communication if I advise you to.
CA: THAT IS WRONG! YOU DON'T KNOW ANYTHING ABOUT CREDIT LAWS!
ME: My credit repair attorney advised me of this law.
CA: YOUR ATTORNEY IS STUPID! HE IS WRONG! DONT BELIEVE ANYTHING HE SAYS!
ME: My father is my credit attorney.
CA: (click!)
Message Edited by aftermath on
05-21-2008 05:03 PM
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