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Highest STARTING limits?

MrDisco99
Valued Contributor

Highest STARTING limits?

I know there's a thread going around about highest limits, but they are including growth through CLIs.  I was curious what the top end is for starting limits from various issuers.

 

I know CUs are known for giving out probably the highest limits out of the gate.  Cap1 Venture is also known for high SLs.  Citi is known for low SLs.

 

So I guess I'll start.  My highest SLs...

 

Amex EDP $20,000

Amex Hilton NAF $15,000

Amex Delta Gold $10,000

Amex ED $10,000

Cap1 QS $10,000

Chase Freedom $19,800 (though I've seen at least $25K in the approvals forum)

 

Message 1 of 59
58 REPLIES 58
redpat
Senior Contributor

Re: Highest STARTING limits?


@MrDisco99wrote:

I know there's a thread going around about highest limits, but they are including growth through CLIs.  I was curious what the top end is for starting limits from various issuers.

 

I know CUs are known for giving out probably the highest limits out of the gate.  Cap1 Venture is also known for high SLs.  Citi is known for low SLs.

 

So I guess I'll start.  My highest SLs...

 

Amex EDP $20,000

Chase Freedom $19,800 (though I've seen at least $25K in the approvals forum)
Cap1 QS $10,000


Citi wasn't too bad for me.  I know others had higher though.

Citi Exec 17k 

Citi Prestige 17k (Closed)

 

CSR 31k is my highest.

 



Personal Cards: Amex Plat | Amex Delta Res | Amex Hilton | CSR | Citi AA Exec Business Cards: Ink+ | Amex BGR
Message 2 of 59
Shadowfactor
Valued Contributor

Re: Highest STARTING limits?

My high SL arent going to be nearly as high as most people's since im still rebuilding and just now starting to touch 700 FICO

but I figured I'd share anyway.

 

USB FlexPerks 4K

USB Altitude Reserve 5K

 

My girlfriend got her highest SL, which is way over any of her other cards from Amex.

SL 13K -> 61 days she only requested 22K and it was approved.





Total Revolving Limits $254,800

Message 3 of 59
fltireguy
Valued Contributor

Re: Highest STARTING limits?

In my case, Oddly enough it was Commerce and 5 / 3. They both started me at 15K. My next highest is my new flagship rewards from nfcu at 12.9 k.

Other than that, all of my higher limits have been through CLI, or combinations in the case of Chase.

My highest CL is NFCU CashRewards @$25k, followed by Home Depot @20k (after last night's massive 19k CLI via HP)
NFCU $60.4k/PenFed $22.5k/Commerce $15K/53 $11K/Synovus $14K/BBT $11K/CapOne $12K/DCU $7.5K/BMO $7.5K/Chase $14.5k/Cabelas $10K/ and many many more!
Total CL $398600, plus car and RV loan.
Ooh. Ooh. Getting closer to that $500K mark!
Message 4 of 59
MCHouston
Regular Contributor

Re: Highest STARTING limits?

$24K NFCU

 

First credit card I applied for while starting my rebuild

FICO 8 Scores 02/21/2017 EQ 593, TU 584 EX 602 -- 06/21/2017 - EQ 632, TU 652, EX 656
Message 5 of 59
macman806
Frequent Contributor

Re: Highest STARTING limits?

My Fidelity Rewards Visa started at $17.5K

Chase Amazon Visa - $17.5K    

Discover it - $10K, just auto-CLI'd to $13K

Citi Best Buy Visa - $12K

State Farm Visa - $11.7K


FICO 8 09/21/2016 TU 715, EQ 727, EXP 711
FICO 8 12/14/2016 TU 717, EQ 730, EXP 713
FICO 8 03/17/2017 TU 721, EQ 730, EXP 733
FICO 8 12/08/2017 TU 757 EQ 734 EXP 798
FICO 8 03/16/2018 TU 755 EQ 757 EXP 794
Message 6 of 59
ChessChik47
Frequent Contributor

Re: Highest STARTING limits?

My highest was my Chase Sapphire Preferred which started at $24K.

Message 7 of 59
imaximous
Valued Contributor

Re: Highest STARTING limits?

So far Cap1 Venture. Started at $30k
AMEX | BofA | Barclays | Cap One | Chase | Citi | Discover | GS | PenFed | SYNCB (PP MC, Lowe's, Amazon, PP Credit) | US Bank
Message 8 of 59
EW800
Valued Contributor

Re: Highest STARTING limits?

My highest SL was when my CapOne Venture opened about a year and a half ago -- $30K.  I was pleasantly surprised, not expecting it to be that high.  

 

They've given me a couple of CLI's since then, taking it to $36,750 at the moment.  

 

 

Year 2012: All Scores in the 520 range, during a foreclosure, CC Settlement and high UTIL. Very ugly days...
Jan 2021: EX8: 850; EQ8: 850; TU8: 850 -- Middle Mortgage Score: 824
In My Wallet: Discover $73.7K; Cap1 Venture $42.7K; Amex ED $38K; Amex Optima $2.5K; Amex Delta Gold $18K; Citi Costco $21K; Cap1 Plat $8.4K; Barclay $7K; Chase Amazon $6K; BoA Plat $21.6K; Citi TY Pref $19K; US Bank $4K; Dell $5K; Care Credit $6.5K. Total Revolving CL: $285K
My UTIL: Less than 1% - Only allow about $10 a month to report, on one account. .
Message 9 of 59
frogman1
Valued Contributor

Re: Highest STARTING limits?

Me:

Chase Hyatt 25k

BOA Premium Rewards 20k

 

Wife 

Chase Southwest 27k

Barclay Aviator 24k

Chase Southwest 25k

Chase Hyatt 25k

USAA 25k

 

More cards than I can mention in a signature.
Message 10 of 59
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