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Highest STARTING limits?

sarge12
Senior Contributor

Re: Highest STARTING limits?

Wells Fargo SL 15000

TU fico08=844 09/16/21
EX fico08=833 09/16/21
EQ fico09=829 09/16/21
EX fico09=823 09/16/21
EQ fico bankcard08=864 09/16/21
TU Fico Bankcard 08=879 09/16/21
EQ NG1 fico=802 04/17/21
EQ Resilience index score=58 03/09/21
Unknown score from EX=784 used by Cap1 07/10/20
Message 31 of 59
joltdude
Community Leader
Senior Contributor

Re: Highest STARTING limits?

Highest SL is 6000$ on a credit account (Tally)

Highest SL on a physical card is 5200 and it hasnt moved (Chase Freedom)

Highest CL is Discover... at 21300  26300

 

Usually when i get a card approval its around 4000 these days.. and stays there unless theres a SP option...

 

Message 32 of 59
Elktech
Frequent Contributor

Re: Highest STARTING limits?

My highest SL was 24K with Chase IHG. I already had two other cards with them at less than this. After that it was 20K on my local CU Visa.

Message 33 of 59
minski
Established Contributor

Re: Highest STARTING limits?

Chase IHG and NavyFed Cash Rewards $20K

 

I don't typically chase CLI so most of my cards limits are less than $10K and I think most of my start limits reflect that.   

 

Message 34 of 59
Scuderia
Frequent Contributor

Re: Highest STARTING limits?

My highest starting was with my Ritz Carlton Card at $18,100. Second highest was my Chase IHG Premier at $15,400.  Not sure how much potential they have to grow because I haven't really done my research on Chase yet..

Message 35 of 59
Time2letgo
Regular Contributor

Re: Highest STARTING limits?

Penfed Power Cash Rewards, started @ $9,000 and increased to $46,500 1 week later with POI. Reported to CR for the first time this week at $46,500 so I have to consider that the starting limit. CSR - $32,000 and Venture $30,000 are among my highest SLs.

Work In Progress:
Current Revolving Personal CL: ~$466K


Current Revolving Business CL: ~$107K

Gardening Until Dec 2019 or Until All Scores are back above 800s

Message 36 of 59
happypill
Valued Contributor

Re: Highest STARTING limits?

Capital One Venture $30k - that was a milestone because my next highest limit at the time was $7.5k I think

Penfed Pathfinder $40k - this one was initially approved for $36.5k matching my highest limit at the time (a Barney's card that I have chaged a total of $20 in its lifetime), but it seems they forgot to finish processing the application or something.  After a few weeks and a few calls, they finally triggered it in the system to set up the account and send out the card, and they upped the limit to $40k for the hassle I guess.  So, it was $40k when I received it initially and has been working fine since.

Message 37 of 59
bennew111
Established Member

Re: Highest STARTING limits?

what does reconned mean?

Message 38 of 59
K-in-Boston
Moderator

Re: Highest STARTING limits?


@bennew111 wrote:

what does reconned mean?


A manual reconsideration after being denied, or approved with less than favorable terms or credit limit.

Message 39 of 59
xaximus
Valued Contributor

Re: Highest STARTING limits?

Highest approved SL is $30k.


Scores - All bureaus 756 +
TCL - Est. $275K
Message 40 of 59
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