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Highest STARTING limits?

piroskavalentino
Frequent Contributor

Re: Highest STARTING limits?

My highest SLs are:

Amex BCE: 10k
Cap1 QS: 10k
CSR: 16k
Amex BCE | Discover | Chase Freedom | Citibank DC | SYNCB | Barclay Rewards | BoA Cash Rewards | CapOne QS | Chase CSR | Chase FU | Amex Ascend | 2020 Goals = Done |
Message 11 of 59
LionLaw
Frequent Contributor

Re: Highest STARTING limits?


@MrDisco99wrote:

I know there's a thread going around about highest limits, but they are including growth through CLIs.  I was curious what the top end is for starting limits from various issuers.

 

I know CUs are known for giving out probably the highest limits out of the gate.  Cap1 Venture is also known for high SLs.  Citi is known for low SLs.

 

So I guess I'll start.  My highest SLs...

 

Amex EDP $20,000

Chase Freedom $19,800 (though I've seen at least $25K in the approvals forum)
Cap1 QS $10,000


Great topic!

 

My highest SL ever just came last month, when I was approved for a CSP with $26K.  That came with FICOs in the high 700s.

Message 12 of 59
longtimelurker
Mega Contributor

Re: Highest STARTING limits?

CapOne gave me $30K  on their Plat No Hassle Rewards card in 2004, when they were generally known for very low limits that didn't grow.  (They are of course now known as giving high limits so in 2017 they reduced my CL to $10K)   Considering inflation, that's probably my highest in value.  In 2017, I got a $35K CSR.  High limits are common with that card.

Message 13 of 59
macman806
Frequent Contributor

Re: Highest STARTING limits?


@longtimelurkerwrote:

  In 2017, I got a $35K CSR.  High limits are common with that card.


Yeah, and if I don't get off this site, I'll never get under 5/24 to even apply for the CSR...  Smiley LOL


FICO 8 09/21/2016 TU 715, EQ 727, EXP 711
FICO 8 12/14/2016 TU 717, EQ 730, EXP 713
FICO 8 03/17/2017 TU 721, EQ 730, EXP 733
FICO 8 12/08/2017 TU 757 EQ 734 EXP 798
FICO 8 03/16/2018 TU 755 EQ 757 EXP 794
Message 14 of 59
marmaladepie
Regular Contributor

Re: Highest STARTING limits?

My SO:
CSR 30k, auto increase @3 mo to 37,500
Amex Delta Plat 35k
He’s not a churner these are the only two he applied for in the last 8 years.

Me:
20k Amex Hilton
Message 15 of 59
Viva-LV
Frequent Contributor

Re: Highest STARTING limits?

USB Alt Reserve:  29k  (no cli yet!)

BOA Premium Rewards:  18k

Am Ex | BOA | Chase | Citi | Disc | PenFed | USB | 400K Club
Message 16 of 59
K-in-Boston
Moderator

Re: Highest STARTING limits?

Awww my starting lines aren't as impressive, but this is a good topic change from the usual.  Smiley Wink

 

Me Top 3:

24,000 NFCU Flagship Rewards

21,000 BoA Premium Rewards

17,000 Comenity BJ's Perks Elite  (guess this would tie with my Lowe's since I reconned that minutes after apping)

 

DW Top 3 (also her last 3 in reverse order):

27,000 Chase Sapphire Preferred

23,700 Amex Delta Gold SkyMiles

23,300 NFCU Platinum

Message 17 of 59
SlightlyRemoved
Established Contributor

Re: Highest STARTING limits?

Discover was and still is my highest SL card at $10k. Also my first card to reach 5 digits, though the 61day Amex 3x has it beat now.
Fico8 (Jan '19) - EQ 699 TU 798 EX 798

Message 18 of 59
Chynnac
Frequent Contributor

Re: Highest STARTING limits?

12k is mine on both by CSR and United Card.
Nov 2014 500s April 2016 TU 707 EQ 690 EX 663 May 2017 TU 718 EQ 708 EX 701
CSR 12K United Explorer 12k Cap One QS 10.6K Discover 7.8k Freedom 4k Unlimited 4.4k AMEX Platinum NPSL
Message 19 of 59
UpperNwGuy
Valued Contributor

Re: Highest STARTING limits?

$32K CSR

Daily Carry: PenFed Power Cash • NFCU Flagship • NFCU More Rewards • Chase Freedom Unlimited
Sock Drawer: PenFed Promise • NFCU cashRewards • Chase Freedom • Chase United MileagePlus • UNFCU Azure
Message 20 of 59
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