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Highest STARTING limits?

c00mtg
Valued Contributor

Re: Highest STARTING limits?

Capital One Venture - started at $20k...now at $46k, which continues to be my highest. Hover over my siggy to see the rest.



FICO 8 Scores EQ 704 / Goal 750, EX 706 / Goal 750, TU 724 / Goal 750

FICO 9 Scores EQ 726 / Goal 750, EX 683 / Goal 750, TU 726 / Goal 750
Message 21 of 59
tacpoly
Established Contributor

Re: Highest STARTING limits?

Recent: 56k CSR (now 75k), 35k Citi Prestige (now 43k)
Message 22 of 59
iced
Valued Contributor

Re: Highest STARTING limits?


@MrDisco99wrote:

I know there's a thread going around about highest limits, but they are including growth through CLIs.  I was curious what the top end is for starting limits from various issuers.

 

I know CUs are known for giving out probably the highest limits out of the gate.  Cap1 Venture is also known for high SLs.  Citi is known for low SLs.

 

So I guess I'll start.  My highest SLs...

 

Amex EDP $20,000

Amex Hilton NAF $15,000

Amex Delta Gold $10,000

Amex ED $10,000

Cap1 QS $10,000

Chase Freedom $19,800 (though I've seen at least $25K in the approvals forum)

 


I have only applied for two cards in the last 4 years, so those are really the only SLs that are recent enough to remember:

 

Chase MileagePlus Club $30k

Chase Sapphire Reserve $30k

 

DCU has pre-approved me for a card for $10k via their portal, but I haven't taken it. Had I taken it, though, it would imply your theory about CUs offering higher limits is wrong.

 
Message 23 of 59
Snipper117
Contributor

Re: Highest STARTING limits?

Cap one venture 30k in January
Delta gold 20k last month

Happily surprised was not expecting either !
10/07/2020 BK7 Discharged Papers Received
10/07/2020 FICO 8 SCORES EXP 586 EQU 610 TU 557
Message 24 of 59
Gregory1776
Valued Contributor

Re: Highest STARTING limits?

@tacpoly 😱😱
Message 25 of 59
Anonymous
Not applicable

Re: Highest STARTING limits?

**EDIT**

My current highest starting limit on a card is $14,000 on the UBER Visa, which I applied for today.

 

 

The highest limit for a card on day one for me was the newest card I applied for, the Citi Double Cash @ $6,400.

 

My current highest limit card is Discover it @ $42,000.  Day one it was $2000, summer of 2003.

 

My annual income is only 65K a year, I suspect others have 6 figure incomes.

Message 26 of 59
VoltronM
Senior Contributor

Re: Highest STARTING limits?

Amex Everyday Card $22k
CSP $17k
Discover $12k
8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 27 of 59
FinStar
Moderator

Re: Highest STARTING limits?

- are these your particular CCs or a family member/friend?
Message 28 of 59
VoltronM
Senior Contributor

Re: Highest STARTING limits?

wrong guy , that wasnt me

8-2019 / Fico 8 EX 8013 , EQ 8016 , TR 810
Amex ED 22k , CSP 17k , Discover iT 12.5k , Fifth Third Bank S2C 12k , BofA Cash Rewards 10k , Avianca Vida 10k , State Farm Good Neighbor Visa 10k , Citi DD 6k , Union Bank Rewards 5k
Message 29 of 59
GeorgiaBulldog
Regular Contributor

Re: Highest STARTING limits?

My highest is a bit odd compared to most of yours...an FNBO card of all things.  While my scores are good (~750-760+), I'm not a high roller and I've got a lot of student loan debt, so I have just a few $10k+ starting limits.  No monster limits like a lot of folks here.

They are:  FNBO Travelite ($12.7k), Chase Hyatt ($10.5k), SPG Amex ($10.4k), Chase AARP ($10.2k), Barclays JetBlue ($10k), and the old Amex Blue for Business ($10k).

Favorite cards: AMEX Schwab Platinum, Gold, Blue Business Plus | BofA BBR | Chase Hyatt | FNBO Travelite, Ducks Unlimited
Message 30 of 59
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