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Highest STARTING limits?

NaaryalHead
Regular Contributor

Re: Highest STARTING limits?

My top CL are:

 

BofA Cash Rewards: 6000

Chase Amazon Visa: 4000

Citi DC: 4000

 

Approx annual income: 40K 

 

I think the thread question should've been"whats highest CL/SL   "PLUS" ballpark income?" as the CL for someone with 30K income vs someone with 150k income will obviously be different! and doesn't give sufficient data points for comparing with others.

BofA Cash Rew: 16k+
Amex Cash Magnet: 14k+
Citi DC: 8k+
Barclays Uber: 8k+
Citi Premier: 7k+
Chase Saphire Pref 6k+
Chase Amazon: 4k+
Cap1 QS1: 2k+
Cap1 Savor1: 1k Smiley Sad





Next App in: Late Oct 2019

Torch bearer of the Bucketeers' Society. Shamefully carrying a bucketed Cap One QS1 with AF & zero chance of a PC.

Message 51 of 59
Saeren
Mega Contributor

Re: Highest STARTING limits?

These are post-rebuild numbers because I don’t remember exact approval numbers from before.

PayPal Cashback - $8000
Discover IT - $7500
NFCU Platinum - $7200
SSFCU Power Cash Back Rewards WMC - $5000

May not seem very high but for someone who gets about $18K a year on SSDI, they’re pretty impressive. SSFCU and Discover were both March of last year, NFCU was December, and PayPal was this past January.

I have gone from $9250 between three cards last March to $54,350 revolving credit now.




Message 52 of 59
Shooting-For-800
Senior Contributor

Re: Highest STARTING limits?

My highest SL 

 

Cap One Venture = $30,000 @ 11.99% or 12.99%

PenFed Gold = $15,000

Regions Premium = $10,000

Cap One QuickSilver = $10,000

Cap One QuickSilver = $10,000

 

Rebuild started in 2014  -  $100k unsecured credit in 2017  -  $400k unsecured credit in 2021.

DON'T WORK FOR CREDIT CARDS ... MAKE CREDIT CARDS WORK FOR YOU!

5% Rotating - Discover                         5%-20% - Amazon & Lowes                   3-6% Groceries - NFCU & Amex Preferred
3-5% Gas - NFCU & Ducks Unl            4% Dining & Entertain - Savor               3% Travel & Hotels - Flagship, Propel, & Uber
2% Everything - Flagship, Synchrony, Evergreen, & Venture



Message 53 of 59
Shaw83
Regular Contributor

Re: Highest STARTING limits?

I'm just replying to ask what's garden? I'm new to myFICO and as I read some of the post I noticed"garden" under a lot of contributors such as yourself profile. Also how did you get such high CLs?
 








current scores








Gardening since 2/12/21
Cap1 Qs $500
Citi secured-$300
Gettington-$800
Nfcu cash rewards $7000
NFCU nreward sec-$300
ch7 discharge 2013
Message 54 of 59
Drwaz99
Established Contributor

Re: Highest STARTING limits?


@Shaw83 wrote:
I'm just replying to ask what's garden? I'm new to myFICO and as I read some of the post I noticed"garden" under a lot of contributors such as yourself profile. Also how did you get such high CLs?

Here's what gardening means in these forums:

https://www.myfico.com/CreditEducation/GardeningYourCredit.aspx

US Bank Altitude Reserve 18.1k
Chase Freedom Unlimited 18.5k
Chase Freedom 11.7k
American Express Bonvoy Brilliant 22.5k
American Express Bonvoy Business 20k
American Express Amazon Business Prime 14k
Barclays Aviator Business 5k
Citi AAdvantage Executive Card 14.1K
Citibusiness AAdvantage 11.9k
Citi Double Cash 15k

Fico 8s as of 06/10/2021:




Message 55 of 59
Shaw83
Regular Contributor

Re: Highest STARTING limits?

Thank you...I looked it up lol, not sure why I didn't think to do that.
 








current scores








Gardening since 2/12/21
Cap1 Qs $500
Citi secured-$300
Gettington-$800
Nfcu cash rewards $7000
NFCU nreward sec-$300
ch7 discharge 2013
Message 56 of 59
Revelate
Moderator Emeritus

Re: Highest STARTING limits?

30k Amex Bonvoy
25k First Tech
22k Chase x 3



        
Message 57 of 59
Roarmeister
Frequent Contributor

Re: Highest STARTING limits?

I had 2 with $20k starting limits that I received withing weeks of each other:

  • CapOne MC (2012) and still the same.
  • MBNA MC which is now a Visa (2012) and now $41k

I nearly fell out my chair out of shock because I was expecting only $7k limits.

Starting Score: EQ 732 October 2007; Current Score: EQ 847; TU 900, June 2021;
Oldest Reporting EQ Account: 19.4 years; EQ AAoA: 8.9 years;
ACTUAL Oldest account 39.0 years; ACTUAL AAoA 18.3 years.





Message 58 of 59
John95
New Member

Re: Highest STARTING limits?

Can I ask you what was your income and fico score when you applied and got approved for Capital one Venture card with $30k SL?
And does that card have an annual fee?
Thank you!
Message 59 of 59
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