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How Many Credit Cards do you bring with you at all time?

New Contributor

What's In Your Wallet?

I know this has been done multiple times, but given the changing landscape (introduction of CSR, higher than usual SPG bonus, Prestige changes, changes to Amex Plat etc.) I thought it might provide a healthy discussion as well as maybe shed some light on the cards we thought we wanted or need to get rid of.

Currently I carry:
- CSR: dining and travel (not gas, excludes Marriott/SPG stays)
- TY Premier: gas, entertainment (I'm partial to Qatar airways)
- SPG: general spend, Marriott/SPG stays
- Amex Plat: some flights, lounge access, warranty protection
BFSFCU | Discover | CSP | DoubleCash | Hyatt | NFCU cashRewards | Schwab Plat
Message 51 of 68
Valued Contributor

Re: What's In Your Wallet?

Amex PRG
Amex BCE
Chase United Mileage Explorer
Chase Amazon
BoFA 321
Message 52 of 68
Established Contributor

Re: What's In Your Wallet?

1.  Credit Union Debit Card

2.  First National Bank of Omaha (2% Cashback Visa)
3). Bank of the West (Cash Back MasterCard)

Fico Scores 845 +/- (3) . . AAoA = 8 yrs . . Oldest Account = 22 yrs . . Debt-to-Income (Zero) . . * Credit Limits Capped *
Message 53 of 68
Community Leader
Super Contributor

Re: What's In Your Wallet?

Lots of useless papers and not enough cashSmiley Wink

Seriously though, if i ever get Navy atomic luv on my new Platinum i may replace my whole wallet and just carry that puppy around,but til then, whatever gets me through the day...could be my Disco for gas, Marvel if i wanna grab a bite, or now my Amex to complete the bonusSmiley Happy

Gardening since 6/13/18
Goal: No hps or cli requests at least til 1/1/19, 7/13/20 preferable
Message 54 of 68
Valued Contributor

Re: What's In Your Wallet?

Discover IT for gas bonus


Everything else is confined to my safe because I can't NOT spend. 

Experian: 677 (28) | TransUnion: 697 (27) | Equifax: 684 (6)
Gardening as of: 1-23-2018
Updated 1-25-18
Message 55 of 68
Frequent Contributor

Re: What's In Your Wallet?

Citi DC

Chase Freedom 

BOA Cash Rewards


If a man empties his purse into his head, no one can take it from him. An investment in knowledge always pays the best interest. - Benjamin Franklin |Capital One Quicksilver Cash Rewards|Chase Amazon Visa Rewards|BOA Cash Rewards|Commence MC| Citi Double Cash| Amazon Prime Store Card|Discover It|Chase Freedom|Chase Freedom Unlimited|Amex BCE|Wells Fargo Cash Wise|Barclays Cashforward
$87,500 total card credit FICO Equifax-816, FICO Transunion-769, FICO Experian-769, DTI-20.4%
Message 56 of 68

Re: What's In Your Wallet?

Wallet holds 6 cards.. A few are always in my wallet..


CSR - dining/bars

Ritz dining/bars

Costco Visa Gas/2% cstco

Amex ED Non Cat Spend if Fidelity isn't in it and daily swiper for 20 swipes a month aka 1.50 sodas or whatever at work daily


The other two slots switch off with


Fidelity Visa - 2%

Discover or Freedom depending - Gas or whatever depending on Cats.. Where the hell is dining this year on either cards?

and various other cards that need a bit of spend here and there - rotaters

Chase | Citibank | Amex | BofA | PenFed | NFCU | Discover | Barclay's | US Bank | Fifth Third Bank | FNBO | BB&T
Message 57 of 68
Regular Contributor

Re: What's In Your Wallet?

What I'm carrying currently:



Discover IT: Gas and Ground Travel 5% category

American Express BlueCash Preferred: 6% Grocceries

BestBuy Store Card: 6% Best Buy Purchases or 12-month 0% APR

JetBlue Plus WEMC:  Everything Else & Travel (2x Travel Miles, 1x Everything Miles)

EQ: 750 TU: 757 EX: 734 Goal: 800+
Total Credit: $34,800 | Utilization: $900 / 2.6%
Message 58 of 68
Frequent Contributor

Re: What's In Your Wallet?

I usually rotate, but for this month:
Discover IT miles
Chase Freedom
Amex ED
PenFed power cash rewards
--also keep my Target red card stashed in a separate part of my wallet. My target trips tend to be unplanned, so always keep in my wallet.
Scores 8/25/2017~ TU: 753 / EXP: 742 / EQ: 726
Goal: 770's or higher by end of 2017
Message 59 of 68
Valued Member

Re: What's In Your Wallet?

Discover IT




Costco Visa

Fico 8

EQ 769
TU 757
EX 763
Message 60 of 68