How accurate?

[abarcla1]

Hey everyone!

I've recently begun the credit rebuilding process and I've seen some real progress!  However, I've read that some of the scores that are pulled aren't always accurate and show on the high side of what they actually are.  The service I'm using to pull all 3 scores is Credit Check Total.  I'm also using this service, and for fun I've got the Credit Karma app...which is a way lower number than anything else I'm seeing.

Does anyone know if these sites are accurate?  What's the most accurate way to get the scores?  Any other advice?

This is my first post, so I don't even know how all of this works, but I love reading all of the other threads!  LOL

Thanks for your help!

[Shogun]

From the front page of their site.  Credit Check Total

Calculated on the PLUS Score model, your Experian Credit Score indicates your relative credit risk level for educational purposes and is not the score used by lenders.

[TravisD]

I would definitely reccomend getting the free trial of ScoreWatch here, as it will give you the actual FICO score used by lenders. You can cancel afterwards before you get charged, but for around $10 a month, I keep it.

Just click at the top of the page "Check my Fico Score"