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How do you treat App Itch?

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Frequent Contributor

How do you treat App Itch?

Let's say you are gardening and you feel the urge to app. What are some techniques you have successfully used to stay on the path of virtue? 

 

I'm new at this, but I have found some temporary relief in CLI's, opening a checking account with a debit card and a SUB, and PC'ing an existing card to something new.  One time I helped DW find and app for a card that filled a gap in our portfolio and had her add me as an AU.  I'd love to hear more ideas from the community.


Message 1 of 11
10 REPLIES 10
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Community Leader
Valued Contributor

Re: How do you treat App Itch?

Whatever you do, no alcohol!  Stay away from prequals and probably these forums until sober....lol

 FICO 8
Message 2 of 11
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Regular Contributor

Re: How do you treat App Itch?

I'm wondering the same thing. I will be satisfied if I'm approved for one thing. But if I get turned down then I go in a buzz and keep applying everywhere until I'm approved. 

Message 3 of 11
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Super Contributor

Re: How do you treat App Itch?

Maybe keep a useless card or two open (assuming no AF) instead of closing it.

 

Then you can say to yourself, "Ugh. I have too many cards already!"

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Message 4 of 11
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Valued Contributor

Re: How do you treat App Itch?

Discipline and determination really. There's no special "technique" I use.

 

And as long as the CLI's you request results in a SP than you're still technically gardening, however if it's a HP than there goes the garden! 

If you have enough discipline to avoid temptation and the determination to follow through with your goals, than you will be just fine! Good luck!




My Cards:






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myFICO Member since: July 21, 2018 | Joined Community: Aug. 17, 2018 | Starting Scores: EQ: 716 TU: 738 EX: 698
Message 5 of 11
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Community Leader
Senior Contributor

Re: How do you treat App Itch?

Turn to the next best itch!! boom-chicka-wow-wow 😳

Message 6 of 11
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Established Contributor

Re: How do you treat App Itch?

Being poor/broke works for me.  I don't have much incentive to app or request CLIs if I can't even fully utilize the credit I have now.

 

Frozen credit reports help too.  Too many hoops to jump through to make it worth the trouble even for a CLI.

 

I pretend to work, they pretend to pay me. I have pretend credit cards with pretend limits, so I can pretend to buy pretend things and pretend to pay the bills.

Message 7 of 11
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Community Leader
Senior Contributor

Re: How do you treat App Itch?

Just tell yourself to get through the first month or two. The itch lessens after awhile lol. I will have been gardening for a full year in just a couple weeks. 

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~~~~~~~~~~~~~~~~~~
Once you go Berner, you never go back.
Message 8 of 11
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Valued Contributor

Re: How do you treat App Itch?


@Overmedicated wrote:

Whatever you do, no alcohol!  Stay away from prequals and probably these forums until sober....lol


This. Or at least avoid the Credit Card apps/approvals boards.



Last App: BECU 02-26-2020
Pronouns: He/Him/His
Message 9 of 11
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Frequent Contributor

Re: How do you treat App Itch?

Although it doesn't specify Apps it might be worth the try!61jpwXJuBwL._AC_SL1000_.jpg

 

 

In all seriousness have a goal, a need, or even a want other than credit cards that you want to achieve.  No then that any action you take by applying for something that isn't that goal is going to flush your dreams down the toilet! If that doesnt help then think of small fluffy animals having their lives snuffed out because your thinking of APPing.






“The man who says he can, and the man who says he can not… Are both correct.”
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