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I have 2 wallets. My main one has the PayPal, discover, and amex plus I try to carry $100. All my other credit and debit are in the other. Almost all of them are loaded in my digital wallet and I only bring the second with me if I'm heading out with no plan in mind.
I actually carry way more than I should and have been thinking a cleanup is needed.
Right now I have:
Citi Premier
BarclayCard
Discover
CarCare
Amazon Prime Visa
Cap One
USBank Cash+
Much of the time I pay with Samsung Pay too which makes carrying cards nearly redundant. The problem is they all offer different points for use so its hard to give any up. I am thinking of going down to cash+, discover, and citi. If I decide to try for an amex gold than I would add that, but I havent decided yet. I did figure that the points I would earn would be worth far more than going BCP especially with that initial bonus. I use all rewards basically for amazon so there is that.
3
Amex Gold, Discover It and when neither of those are allowed I have my Chase Freedom. If no credit cards are allowed I always have a $20 that I carry on me at all times. Now if the ego needs a boost I toss a $50 in there, LOL!
1 Chase debit card, in case I need cash.
2 Chase Visas (CSP/CFU) for all my spending.
2 non-Chase Mastercards (Citi/Cap1) so that all my eggs aren't in the Chase basket, and for the extremely rare time when someplace takes MC but not Visa.
Those are incidently also the only 4 credit cards I own
@Brian_Earl_Spilner wrote:I have 2 wallets. My main one has the PayPal, discover, and amex plus I try to carry $100. All my other credit and debit are in the other. Almost all of them are loaded in my digital wallet and I only bring the second with me if I'm heading out with no plan in mind.
Use the same policy on cards and carry cash similar in amount except, I do not have all the cards loaded into my Smart Phones as on several occasions when I received an mobile app update, the card was removed from the Smart Phone and I had to re add the card(s). Got tired of doing it and quit.
I use 2 6 slot plastic inserts that I can swap out into my wallet and keep a low profile in my pocket.
One group I frequently keep in my wallet are:
My bank's debit MC and it's Mastercard World CC
My credit union's debit MC and it's Visa Cash Back CC
Quicksilver and Quicksilver One
Second group when travelling:
AmEx Platinum
Marriott Bonvoy Brilliant
Hilton Honors Ascend
Blue Cash Everyday
Discover It Chrome
Discover It Cash Back