Most times (not always), with most accounts (not all), your reports are updated when your statements drop. What I try to do is find a time during the month where there's a gap between when one bunch of accounts has updated and the next batch isn't due yet. If you have recently made a big payment on a CC, you might pull 5-7 days after the statement date, in hopes that it is posted on all three accounts.
But you're still at the mercy of the credit bureaus to mosey around and actually update the reports, so sometimes you might as well just grit your teeth and do it.
Don't let waiting on the perfect time keep you from pulling. Three months from now, when great things are starting to happen for you, you'll be kicking yourself for not having a baseline set of reports!
It's like going on a diet and not knowing where you started from. It's a lot more fun to be able to say that you've lost ten pounds --or gained 20 points!
But you're still at the mercy of the credit bureaus to mosey around and actually update the reports, so sometimes you might as well just grit your teeth and do it.
Don't let waiting on the perfect time keep you from pulling. Three months from now, when great things are starting to happen for you, you'll be kicking yourself for not having a baseline set of reports!
It's like going on a diet and not knowing where you started from. It's a lot more fun to be able to say that you've lost ten pounds --or gained 20 points!
