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How you found this forum?

Your FICO® Scores can impact your loan interest rates, terms, approvals and more.
Valued Contributor

How you found this forum?

Just curious to see how everyone found this forum. There is so many knowlegable people here and oh so helpful.

I found this board through another board that I was a memeber for many many years, but it wasn't what it used to be and I decided to check out these boards. I am so very thankful I did and never looked backSmiley Happy

 

Was it through purchasing MYFICO products and you stumbled uopn the forum boards?

 

Did you find this through another board?

 

NFCU PLAT 20K NFCU CR 15K NFCU AMEX 10K PENFED PROMISE 10K PENFED GOLD 10K BBVA COMPASS 7.5K CITI SIMPLICITY 4.3K DISCOVER 2.4K AMEX BC 3K AMEX MAGNET 1K AMEX ED 1K AMEX HILTON 1K. CARECREDIT 25K AMAZON 10K WALMART 10K MACYS 25K WAYFAIR 22.5K MARVEL 4.5K AU LOWES 35K IKEA 6K
Message 1 of 18
17 REPLIES 17
Contributor

Re: How you found this forum?

I found this board years ago by searching to see what cc pulled from which Bureau. I was pounding sand back then, and hunting hard. I studie but didn't want to post until I was satisfied that I had something to offer. That was my personal choice, do not read into that.  I'm always happy to be here because in my opinion, it's a better class of people. Those who care about their finances, don't log into a forum to be douchey, critical or vulgar...unlike most public message boards. The mods keep it tight here, but in the same breath...I'd submit that is an easy task just because of the caliber of people exhibiting politeness, courtesy, helpfulness on a very regular basis. 

EQ: 763 ; EXP: 761 ; TU: 718
BOA Cash Rewards:$27,000 ; BOA Business Cash Rewards:$20,000 ; AMEX Everyday: $30,000
CapOne Platinum:$11,750 ;
CapOne QuickSilver:$9,000 ; Chase Freedom:$5,000 ; Home Depot:$15,000 ; Lowe's: $8500 ; SYNC Retail Card:$4500 ; AMEX Business Plum: Open ; Discover It: $11,000
Message 2 of 18
Valued Contributor

Re: How you found this forum?

Agree 100% it's a great forum.  Mods do an excellent job

NFCU PLAT 20K NFCU CR 15K NFCU AMEX 10K PENFED PROMISE 10K PENFED GOLD 10K BBVA COMPASS 7.5K CITI SIMPLICITY 4.3K DISCOVER 2.4K AMEX BC 3K AMEX MAGNET 1K AMEX ED 1K AMEX HILTON 1K. CARECREDIT 25K AMAZON 10K WALMART 10K MACYS 25K WAYFAIR 22.5K MARVEL 4.5K AU LOWES 35K IKEA 6K
Message 3 of 18
Highlighted
Regular Contributor

Re: How you found this forum?

Myfico threads have appeared in my google financial searches for years. In March I came across an old thread about a PC from Nordstrom retail card to Nordstrom Visa.   Of course, this manual process had been discontinued by the time I saw the thread. 

Now I cruise daily.  I can’t afford to miss the wealth of valuable information that can be found here!  


Message 4 of 18
Established Contributor

Re: How you found this forum?


@Jnbmom wrote:

 

Was it through purchasing MYFICO products and you stumbled uopn the forum boards?

 

 


This one

Message 5 of 18
Frequent Contributor

Re: How you found this forum?

I kept getting preapprovals for a Capital One Platinum card after years of living off the credit grid. I finally decided to Google my chances of getting approved and came upon this forum.

 

TBH though, I'm still surprised Capital One approved me for an unsecured card with 540-560 scores.

Current Cards:

Goal Cards:

EX 8: Jan 2018 - 546 | EQ 8: Jan 2018 - 571 | TU 8: Jan 2018 - 566
EX 8: Feb 2019 - 579 | EQ 8: Feb 2019 - 595 | TU 8: Feb 2019 - 595
TCL: $1,500 | AAoA: 8.3 yrs | Util: 64% (high due to charge-offs - I'm working on 'em!)
Cleaning up and rebuilding after a long hiatus from credit
Message 6 of 18
Established Contributor

Re: How you found this forum?

Many year ago, I stumbled upon MyFICO while performing a Google search. Very glad...as I love it. I have referred MyFICO to many others.

Life was a lot simpler when what we honored was father and mother, rather than all major credit cards. ~Robert Orben

SCORES: Excellent · 830 to 848
INQUIRIES: 0
UNIVERSAL REVOLVERS: $200K Club
NUMBER OF CC ACCOUNTS: Less than 10
CARD USAGE: Minimal
CREDIT HISTORY: Very Lengthy · Seasoned Accounts
INCOME: Sufficient
UTIL: 1-2%
PYMTS: 100% Positive · Always PIF · AZEO
INSTALLMENTS: No thanks!
ASSETS: 100% Equity
TOTALLY REFUSE TO: Pay Interest or Annual Fees, Combine Accounts, Reduce Limits, Submit 4506-T, SCT, App Spree, Accumulate Inquiries, Do business with Comenity, Synchrony, Cap One, Wells Fargo, Citi, Barclays or any other credit-cancerous lending institutions
Message 7 of 18
Frequent Contributor

Re: How you found this forum?

Did a search trying to remove a derogatory medical collection. RobertEG or someone cool helped me and I've had a clean record since. I've had credit six years and consult this site before any app.


My credit .... It's over 9,000!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!
Message 8 of 18
Frequent Contributor

Re: How you found this forum?

I found this forum while trying to rebuild my credit with in months my credit was on the rise. It is a great tool that I recommend to every one when they ask about buying a home or anything credit related. It pains me when people say I want to buy a house , car etc and say I know nothing who should I go to to be taken care of. I always recommend coming here and soaking in as much as possible to be as informed as possible before buying.

Message 9 of 18
Established Member

Re: How you found this forum?

Good ol' fashioned google actually, when I was fresh out of college researching credit cards... Smiley Happy

Current Credit Cards: Bank of America Platinum Plus Visa(oldest card since 2008)$5K limit
Bank of America Secured Cash Rewards: $300
AMEX Everyday(Member since 2014) $1K
AMEX BCE: $1K

Discover It: $2K

Chase Freedom Unlimited: $3K


Cards planning to get:

CitiBank DC

AMEX Cash Magnet

Chase Freedom
Message 10 of 18