How you know you have credit on the brain...

Anonymous · ‎02-14-2021

Saw this today and my first thought was "this guy is salty about an AA from Synchrony. Guess he doesn't know he can recon back to his original limit."

Some newer people here may not get it but the OGs will understand the significance of the number Lol.

thornback · ‎02-14-2021

that is funny...

Personal Aphorism:"Forget What You Feel, Remember What You Deserve"

Starting FICO 8s | 09/2017: EX 641 ✦ EQ 634 ✦ TU 647
Current FICO 8s | 04/2022: EX 796 ✦ EQ 793 ✦ TU 790
Current FICO 9s | 04/2022: EX 790 ✦ EQ 788 ✦ TU 782
2022 Goal Score | 800s

My AAoA: 4.6 years not incl. AU / 4.9 years incl. AU
My AoOA: 9.2 years not incl. AU / 11.2 years incl. AU
Inquiries: EX 0/12 ✦ EQ 0/12 ✦ TU 0/12
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Without patience, we will learn less in life. We will see less. We will feel less. We will hear less. Ironically, rush and more usually mean less.

AllZero · ‎02-14-2021

NoHardLimits · ‎02-14-2021

This really made me LOL. Thanks for sharing!

(I would love to give you Kudos, but cannot due to this being on SmorgasBoard.)

April 2024 Scorecard: Clean, Thick, Mature, NO New Revolver
FICO8:

VantageScore3:

Inquiries (n/12, n/24):

Anonymous · ‎02-15-2021

@Anonymous wrote:
Saw this today and my first thought was "this guy is salty about an AA from Synchrony. Guess he doesn't know he can recon back to his original limit."

Some newer people here may not get it but the OGs will understand the significance of the number Lol.

Omg 💀 💀 💀

Jnbmom · ‎02-15-2021

@Anonymous 😂😂😂

Thats my marvel at the moment and I do drive a white car 🤔🤣

EXP 780 EQ 791TU 795

GApeachy · ‎02-15-2021

@Anonymous wrote:
Saw this today and my first thought was "this guy is salty about an AA from Synchrony. Guess he doesn't know he can recon back to his original limit."

Some newer people here may not get it but the OGs will understand the significance of the number Lol.

...and on top of that, what do those last 2 numbers "74" really mean?

Kudos to you!

My Take Home Pay Don't Take Me Home

Anonymous · ‎02-15-2021

Lol that's a "24" 😉 There's a lot of road salt covering part of the "2".

Anonymous · ‎02-15-2021

Lol to those who replied, I saw it and cracked up - the thought hit me immediately. My wife looked at me funny and asked what was so amusing - I couldn't explain it to her and have her appreciate it so I just said "inside credit joke - you honestly won't care"which is completely true. I knew there'd be an audience for it here though.

For the newer members, this isn't common now but a few years ago Synch was notorious for CLDing lines of credit that were idle for a period of months. They'd drop your line to some dollar value ending in "24", like $1024. It became recognized and known here that a CLD to an even dollar amount like $1000 meant you were stuck with the new limit until you convinced Synch that you should be increased, but a CLD to an $xx24 limit meant you could restore your prior line with a simple phone call and some usage.

GApeachy · ‎02-15-2021

@Anonymous wrote:
Lol that's a "24" 😉 There's a lot of road salt covering part of the "2".

Oh nevermind.....I see your reply ^^^ up there now.

My Take Home Pay Don't Take Me Home