Ok so I am totally addicted to coming to this site and reading everything, everyday!! It has taught me so much and I am very grateful!! 
I was in JCP last week and I do not have a card with them but I was sooo tempted to get one when the cashier asked me if I wanted to save money by opening a store card. I resisted but it has been bothering me ever since.(I shop there alot) All last night I dreamed about having a JCP computer at home and posting people's credit card payments to their account. I would post them and then see what their limit was *lol* That's a sign that I come here wayyyy too much!! *lol* 