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I’m one year into my rebuild after BK7...

Contributor

I’m one year into my rebuild after BK7...

...and it’s going okay.

Scores are back up to the mid 600’s but still fluctuate occasionally.

I’ve posted my scores in my siggy and wondered how often those in my same situation UPDATE their siggy scores?

This might be a silly question but I was bored at work and missed you guys!

Message 1 of 4
3 REPLIES
Contributor

Re: I’m one year into my rebuild after BK7...

I update my scores every time they change. Could be weekly, or monthly. I'm kind of addicted to checking though 😂
BK7 DC 1/2/2018


Inq: EX 3, TU 7, EQ 7 • AAoA: 4 yrs • Gardening until 12/2018
Message 2 of 4
Valued Member

Re: I’m one year into my rebuild after BK7...

You know I check my scores twice a day. 😂 it’s funny but it’s my drug. I update my sight scores every months. 👍
Date 07/01/2018




Message 3 of 4
Valued Contributor

Re: I’m one year into my rebuild after BK7...

I'm about twenty months now into seriously working on my rebuild; I got my (now-closed) Capital One secured Platinum at the end of 2015, but didn't really start thinking seriously about rebuilding credit until Thanksgiving 2016 when I got my Amazon Store Card. At this point, actually, when I have ten cards totalling $81,800 in revolving credit, I'm not sure if I technically count as a "rebuilder" anymore. Anyway, I do try to update the scores in my signature as often as I can, though I sometimes forget especially if the change is just a couple of points one way or another.

Ch 7 BK discharged 12/14, well along in rebuilding credit. FICO 6/26/18:TU 665/EX 697/EQ 685 FICO 8 or 682 FICO 9 (Penfed 5/18), VS 3.0 7/13/18: TU 707/EX 703/EQ 701. $81,100 revolving credit as of 7/11/18; $4800 Discover It, $5000 Walmart Store Card, $5500 Discover It #2 (new 3/12/18), $6000 Paypal 2% CB MC, $6000 Amazon Prime Store Card, $7000 Apple FCU Platinum Visa, $7000 Penfed Power Cash Rewards Visa, $8800 Overstock Store Card, $15K Care Credit, $16K Cap One QS Rewards Visa Signature, $10k PenFed used car loan, $5k Navient student loan, $12.7k Lending Club loan. Gardening (except CLI's) from 7/3/18 to at least 1/3/18. 22 HP inqs total as of 7/3/18: 9 TU, 9 EQ, 4 EX (about half over 1 year old).
Message 4 of 4