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I suddenly stopped receiving CC ads

Frequent Contributor

I suddenly stopped receiving CC ads

Since a couple of months ago, there is no credit card ads sending to my mailbox. Before, I would got a ton of them in my mailbox. Now, feels like I have less burdon but a little strange. Anyone experienced this before?


BoA, Amex, Citi, Barclay, Chase cards user since 2013. 7 CCs, few INQs, PIFs with low util. Giving Kudos for good.

Starting Score (7/26/2015): TU: 737 | EX: 739 | EQ: 750. It was ~500 back in 2013-5.
Current Score (2/28/2018): TU: 757 | EX: 761 | EQ: 755.
Goal Score: 760+ ... Smiley Happy ...
Taking the myFICO Fitness Challenge. Gardening since 2/28/2018.
Message 1 of 3
2 REPLIES
Established Contributor

Re: I suddenly stopped receiving CC ads

Might be for the same reason Comenity, Synchrony and others are doing CLDs and making people send in tax forms to prove their income.  Strangely, I am above 770 on all bureaus and don't get much of anything in the mail on pre-approvals either.  The golden age of easy credit is possibly coming to an end.  Did the same banks who got a bailout from the Bush administration think they would get another one if they continued their same policies?  Easy credit was a theme just before The Great Depression.  I went through 20 credit cards since July 2014.  About to cancel 2 more and be down to 8.  I got them while the gittin' was good.

Message 2 of 3
Frequent Contributor

Re: I suddenly stopped receiving CC ads

Seems this is a long-term change!


BoA, Amex, Citi, Barclay, Chase cards user since 2013. 7 CCs, few INQs, PIFs with low util. Giving Kudos for good.

Starting Score (7/26/2015): TU: 737 | EX: 739 | EQ: 750. It was ~500 back in 2013-5.
Current Score (2/28/2018): TU: 757 | EX: 761 | EQ: 755.
Goal Score: 760+ ... Smiley Happy ...
Taking the myFICO Fitness Challenge. Gardening since 2/28/2018.
Message 3 of 3