IF IF you could only carry TWO cards for the rest of your life

[Anonymous]

Which ones will it be? I’m just curious to what you guys have to say about that.

It can be points or cash back. A good combo that works for you.

For me, my goal was to get The:
SavorOne (I don’t have it yet)
- 3% Dining & Entertainment
- 2% Groceries
- 1% Everything else
Quicksilver (PC venture To QS)
- 1.5% flat everything

I’m a simple man with simple needs and IN MY OPINION capital one has the best phone App interface and Service they have always been good to me with CLI or any other help.
I know there are way better Cashback combos but not for me. I could add in the BOFA Cash rewards, that’s also another good cash back card in my opinion but that would make it 3 cards. 😃

Anyways what would your combo look like??

[Revelate]

If we're talking cashback not sure why anyone's app is lackluster enough to ignore it; even DCU which is a comparitively backwards CU is just fine for a transaction record, payment, and presumably rewards redemption in their app and their web interface.

There's a number of 2% options, doesn't make sense to ignore them honestly to have just one app which is rarely checked instead of two apps which are rarely checked: .5% adds up when we're talking lifetimes, and those are easy options nothing complex.

These days I'm only carrying two cards (CSR / FU) so I guess that would be my combo of choice FWIW.

[Gollum]

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@Anonymous wrote:
Anyways what would your combo look like?

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Driver's license and social security card.

[Anonymous]

NFCU Platinum

Capital One QS

Honestly, I would want one of the two to be a low APR card for large purchases and unexpected expenses so the Platinum at its current 8.24% would be a winner. 

For my other card, I would want one that I know is reliable, has simple cash back redemption, and a decent app so it would be the QS as well. The 2% from the PayPal is nice but I don’t like the Synchrony/PayPal portal mess and I don’t trust Sync to be there for me in a dispute like I know Capital One is (I’ve had two in the almost 5 years I have had my QS and Capital One went to bat for me in both of them). 

I also wouldn’t want to park my business with just one lender and I would prefer at least one of the two to be with a CU so these two make even more sense. 

[AverageJoesCredit]

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@Gollum wrote:

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@Anonymous wrote:
Anyways what would your combo look like?

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Driver's license and social security card.

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Wow, your rewards combo is outstanding.

[AverageJoesCredit]

Of my current lineup , id probably have my Navy CR, great limit, decent rewards and relatively low apr . And for the other id probably go with my Propel Amex for versatilty. Tough choice for only 2 lol

[Peteyglad]

For me my main card would be my Amex EDP since MR's get a great redemption valvue and then my BOA Premium Rewards for purchases that do not take Amex.

[Namaste7]

AMEX Gold + AMEX BBP

[Anonymous]

I have a BofA CR and I would get a CSR.

[pinkandgrey]

Citi DC and Amex BCE