Re: IF IF you could only carry TWO cards for the r... - Page 2 - myFICO® Forums

5KRunner · ‎02-28-2019

Citi DC for 2% back everywhere, and US Bank Cash+ for 5% off categories, which include utilities and cell (two of my biggest spending categories).

If I could designate groceries as a 5% category all year instead of just one quarter, I'd replace the US Bank with Discover it Cash Back.

LittleSal · ‎02-28-2019

PenFed Power Cash
&
US Bank Cash+
😎

issac2x · ‎02-28-2019

PCMCU rewards card 5% everything

US Bank Cash + 5% quarterly choice

AverageJoesCredit · ‎02-28-2019

Lol, this is first thread like this ive seen where everyone is actually adhering to Op's question

. Now watch me jinx it

galahad15 · ‎02-28-2019

The 2 that I would keep would be my BEFCU VISA and PACU MC cards, because they have very low go-to APRs + rewards offered together on the same card.

BEFCU Platinum Plus VISA @ 5.49% F with 1% rewards, $4k

AOD FCU VS @ 7.49% F with 3% rewards, $7.5k

PACU Premier Privileges Rewards MC @ 7.50% F with 1.5% rewards, $20k

Unify FCU Fixed-Rate VISA Platinum @ 8.99% F, $25k

BoA Customized Cash Rewards WMC @ 9.99% F with 3.3%/2.2% category rewards, $50k

Unify FCU Variable-Rate VISA Platinum @ 10.24% V, $15k

EPFCU Smart Rewards MC @ 10.75% V with 1% rewards, $6.5k

FNBO BucksBack VS @ 11.5% V with 1.5% rewards, $85k

Andrews FCU Titanium Rewards VS @ 12.99% V with 3%/1.5% rewards, $5k

Cap1 Venture MC @ 15.15% V with no AF, 2% rewards, $9k

BoA Travel Rewards VS @ 15.24% V, $17.6k

BoA Customized Cash Rewards WMC @ 17.24% V with 3%/2% category rewards, $14.3k

Redstone FCU VS @ 17.25% V with 5%/3%/1.5% rewards, $10k

AAA Daily Advantage VS @ 18.74% V with 5%/3% category rewards, $10k

PenFed Pathfinder Rewards VS @ 18.99% V with no AF, 4x/1.5x rewards points/dollar, $12.5k

BoA Customized Cash Rewards WMC @ 19.24% V with 3%/2% category rewards, $20.4k

Citi Custom Cash WEMC @ 19.24% V with 5% category rewards, $39.32k

Amazon Prime VS @ 19.49% V with 5% category rewards, $35k

PayPal CashBack MC @ 19.74% V with 3% on all PayPal purchases/2% on all other purchases, $25k

US Bank Cash+(x2) @ 20.24% V with 5% category rewards, $32k

Wells Fargo Autograph VISA @ 20.49% V with 3% category rewards, $12.5k

FNBO BucksBack VS @ 21.24% V with 2% rewards, $23.5k

Citi Custom Cash WEMC @ 22.24% V with 5% category rewards, $5k

Amex BCE @ 23.49% V with 3% category rewards, $3k

WF Bilt WEMC @ 24.49% V with 3% dining rewards, $30k

Save-n-Invest · ‎02-28-2019

DC and AARP visa

Anonymous · ‎02-28-2019

My combo would be a cash back and a travel card, I love traveling and getting cashback. I don't have the cards I want yet but my combo is: Citibank Double Cash Card and Wells Fargo Propel American Express Card. DC because it gives 2% cash back instead of my other 1.5% cash back cards. Propel Amex because there are more opportunities to earn points that can go towards travel. I'm not one for annual fees when it comes to card usage but if there's a way to have annual fees waived or have points to pay for the annual fee that would definitely open my horizon towards other cards

LakeLife · ‎02-28-2019

Definitately my Chase Marriott Bonvoy Boundless (previously Marriott Rewards Premier Plus), because I'm a business traveler and it gives 2 points for every $1 spent along with 6 points for every Marriott $1 spent. Not to mention the 15 elite nights credit and one free stay a year. I love this card, and it's my daily card for montly expenses and paid off at the end of each month.

I think my next favorite card would be my Discover. It's offered really good BT opportunities over the years and offers CLIs without a hard pull. It's a great secondary card to have.