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IF IF you could only carry TWO cards for the rest of your life

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Established Contributor

Re: IF IF you could only carry TWO cards for the rest of your life

Mine would be Amex BBP and Amex Gold. I'd have to use cash for Costco I guess. Smiley Tongue

Starting: EQ 498 TU 501 EX 485 (9/23/11)
As of 5/12: EQ 552 TU 591 EX 572
Credit Repair Journey Bump in the Road
As of 10/15: EQ 511 TU 588 EX 601
Discover TU Fico- 12/31/18: 694; CK EQ- 1/16/19: 634
Goal: All 3 above 700

Message 41 of 52
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Super Contributor

Re: IF IF you could only carry TWO cards for the rest of your life

The rest of my life?

 

My needs change, and issuers can't seem to go more than a few months without making some not-insignificant tweaks, anyway.

 

The rest of the year? Probably CSR+SchwabPlat.

Spend: BofA PR + WWFCR, BBP, Schwab Platinum, CFF+CF, Costco, Discover
Perks: IHG49, Hyatt75, Delta Platinum, "Old" SPG95
SD/AAoA Ballast: Arrival, CFU, DC
Upgrade/downgrade games: BCE, EDP
SUB: JetBlue, Amex Platinum
Mostly earning MRs and cash back as I use up hotel and airline points spread across several programs.
Message 42 of 52
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New Visitor

Re: IF IF you could only carry TWO cards for the rest of your life

I love my Discover It Cash Back card so I would definitely choose it. The second would have to be an Amex card. I haven’t been approved for one yet but one day I hope I will be.
Bank of America Cash Rewards Credit Card / Discover It Cash Back Credit Card / AMEX Blue Cash Everyday Credit Card / Abri Credit Union Credit Card / Amazon Prime Store Card / PayPal Credit Card
Message 43 of 52
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Established Contributor

Re: IF IF you could only carry TWO cards for the rest of your life


@issac2x wrote:

PCMCU rewards card 5% everything

US Bank Cash + 5% quarterly choice


+1 on your PCMCU choice

 

PCMCU 5% everything

Vantage West 5% Utilities

 

I just wish I was in PCMCU's footprint. 

    EQ=841        TU=834         EX=834      INQ=0/0/0     UTIL=1%        AZEO


Message 44 of 52
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Frequent Contributor

Re: IF IF you could only carry TWO cards for the rest of your life

Chase Sapphire Reserve

Citi Double Cash

Message 45 of 52
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Established Contributor

Re: IF IF you could only carry TWO cards for the rest of your life

Alliant Visa Signature

Amazon Prime Rewards (Chase)

Message 46 of 52
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Moderator Emeritus

Re: IF IF you could only carry TWO cards for the rest of your life


@AverageJoesCredit wrote:
Of my current lineup , id probably have my Navy CR, great limit, decent rewards and relatively low apr . And for the other id probably go with my Propel Amex for versatilty. Tough choice for only 2 lolSmiley Happy

AJC ... somewhere on this board was a posting from a MyFicoer for an AJC Card! Why not that one? screamer.gif

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Message 47 of 52
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Established Contributor

If you could only have 1-2 cards what would they be ?

So I've done all the churning stuff over the past few years and I just dont feel like doing it anymore. Ive had all the amex cards and chase cards.

 

Currently have a Chase FU / NFCU CR / USAA Visa / Amex ED .. Thinking about cancelling some of them. Really just want 2 cards maybe 3.

 

I am going to apply for a Amex green since I can still get the SUB and then hope for upgrade offers. I definitely want the gold or platinum again but dont want to get it without a SUB. I was looking at the Alliant card that gives 3% first year and 2.5% after. Is this the best cb card out there? Anything special you need to get it or just be an Alliant CU member ?

CSR | Ink Business Preferred | Amex Platinum | NFCU Cash Rewards
Message 48 of 52
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Community Leader
Mega Contributor

Re: If you could only have 1-2 cards what would they be ?

Ive reached my peak with my average good looks, below average income, and subpar credit profile,.If Experian credit card recommendations are to be believed, my only recourse is to fulfill my destiny and get me a Credit One Nascar card and Primor card. Its always been my dream to have the fastest card on the market and nothing swipes better or faster than my 1% cashback cardSmiley Happy. Im also looking to get the Blaze card , well just because i wanna say " Just Blaze!"Smiley Happy
Message 49 of 52
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Frequent Contributor

Re: If you could only have 1-2 cards what would they be ?

I don't think I would ever feel good about only having 1 or 2 cards.   BUT  If I had to only have 2....

 

Discover for the cash back(and the customer service) and a Credit union MC or V card with a low rate.

 

If you let me get a third - Amex Gold.

 

If I get a fourth - ok ok ok   I could keep going.....   Ince I get to 6 I feel like I can breathe.

 

Stay Liquid My Friends...


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Message 50 of 52
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